KFin Technologies Intrinsic Value

KFINTECH • Capital Markets
Current Stock Price
₹876.55
Primary Intrinsic Value
₹262.96
Market Cap
₹150.8K Cr
-70.0% Downside
Median Value
₹262.96
Value Range
₹175 - ₹438
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

KFINTECH Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹262.96 ₹210.37 - ₹315.55 -70.0% EPS: ₹21.68, Sector P/E: 12x
Book Value Method asset ₹175.31 ₹157.78 - ₹192.84 -80.0% Book Value/Share: ₹81.86, P/B: 1.0x
Revenue Multiple Method revenue ₹262.96 ₹236.66 - ₹289.26 -70.0% Revenue/Share: ₹74.42, P/S: 0.8x
EBITDA Multiple Method earnings ₹350.62 ₹315.56 - ₹385.68 -60.0% EBITDA: ₹584.00Cr, EV/EBITDA: 6x
Simple DCF (5Y) dcf ₹350.62 ₹280.50 - ₹420.74 -60.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹262.96 ₹236.66 - ₹289.26 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹262.96 ₹236.66 - ₹289.26 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹438.27 ₹394.44 - ₹482.10 -50.0% ROE: 26.4%, P/E Multiple: 16x
Graham Defensive Method conservative ₹262.96 ₹236.66 - ₹289.26 -70.0% EPS: ₹21.68, BVPS: ₹81.86
Method Types: Earnings Asset DCF Growth Dividend Conservative

Valuation Comparison Chart

KFINTECH Intrinsic Value Analysis

What is the intrinsic value of KFINTECH?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of KFin Technologies (KFINTECH) is ₹262.96 (median value). With the current market price of ₹876.55, this represents a -70.0% variance from our estimated fair value.

The valuation range spans from ₹175.31 to ₹438.27, indicating ₹175.31 - ₹438.27.

Is KFINTECH undervalued or overvalued?

Based on our multi-method analysis, KFin Technologies (KFINTECH) appears to be trading above calculated value by approximately 70.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 5.20 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Return on Equity 26.4% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 44.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.73x Industry Standard: 1.0x+ Above 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹399 Cr ₹238 Cr Positive Free Cash Flow 8/10
March 2024 ₹289 Cr ₹200 Cr Positive Free Cash Flow 8/10
March 2023 ₹223 Cr ₹121 Cr Positive Free Cash Flow 8/10
March 2022 ₹253 Cr ₹196 Cr Positive Free Cash Flow 8/10
March 2021 ₹205 Cr ₹153 Cr Positive Free Cash Flow 8/10