Karur Vysya Bank Intrinsic Value
KARURVYSYA Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹300.00 | ₹240.00 - ₹360.00 | +9.2% | EPS: ₹25.00, Sector P/E: 12x |
| Book Value Method | asset | ₹592.80 | ₹533.52 - ₹652.08 | +115.9% | Book Value/Share: ₹740.99, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹549.20 | ₹494.28 - ₹604.12 | +100.0% | Revenue/Share: ₹764.91, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹222.07 | ₹199.86 - ₹244.28 | -19.1% | EBITDA: ₹2772.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹686.50 | ₹549.20 - ₹823.80 | +150.0% | CF Growth: 7.5%, Discount: 15% |
| PEG Ratio Method | growth | ₹400.00 | ₹360.00 - ₹440.00 | +45.7% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹215.00 | ₹193.50 - ₹236.50 | -21.7% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹549.20 | ₹494.28 - ₹604.12 | +100.0% | ROE: 17.6%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹645.61 | ₹581.05 - ₹710.17 | +135.1% | EPS: ₹25.00, BVPS: ₹740.99 |
Want to compare with current market value? Check KARURVYSYA share price latest .
Valuation Comparison Chart
KARURVYSYA Intrinsic Value Analysis
What is the intrinsic value of KARURVYSYA?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Karur Vysya Bank (KARURVYSYA) is ₹549.20 (median value). With the current market price of ₹274.60, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹215.00 to ₹686.50, indicating ₹215.00 - ₹686.50.
Is KARURVYSYA undervalued or overvalued?
Based on our multi-method analysis, Karur Vysya Bank (KARURVYSYA) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.10 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 10.01 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 17.6% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 65.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Karur Vysya Bank
Additional stock information and data for KARURVYSYA
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹4,487 Cr | ₹3,412 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹2,954 Cr | ₹2,306 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹1,217 Cr | ₹582 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹296 Cr | ₹-501 Cr | Positive Operating Cash Flow | 6/10 |
| March 2021 | ₹3,366 Cr | ₹2,677 Cr | Positive Free Cash Flow | 8/10 |