JM Financial Complete Financial Statements
JMFINANCIL • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015
Complete Financial Data Export
Export complete financial statements for JM Financial (JMFINANCIL).
Downloads include all available records across all periods.
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Profitability Ratios
Net Profit Margin
25.64%
2025 data
EBITDA Margin
58.32%
2025 data
Operating Margin
58.00%
2025 data
Return on Assets
1.07%
2025 data
Return on Equity
2.56%
2025 data
Balance Sheet Ratios
Current Ratio
0.82
2025 data
Debt to Equity
2.40
2025 data
Equity Ratio
41.75%
2025 data
Asset Turnover
0.04
2025 data
Year-over-Year Growth Analysis
Comparing Sept 2024 vs Sept 2025
Revenue Growth
-14.3%
Year-over-Year
Net Profit Growth
+81.9%
Year-over-Year
EBITDA Growth
+21.1%
Year-over-Year
Expense Growth
-39.0%
Year-over-Year
Assets Growth
-17.7%
Year-over-Year
Equity Growth
-7.5%
Year-over-Year
Liabilities Growth
-17.7%
Year-over-Year
Operating Cash Flow Growth
+53.2%
Year-over-Year
Investing Cash Flow Growth
-18.4%
Year-over-Year
Financing Cash Flow Growth
-3054.3%
Year-over-Year
Income Statement
Periods
₹ Crores
| Particulars | Sept 2025 | Mar 2025 | Jun 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,022 | 1,009 | 1,104 | 1,192 | 1,267 | 1,081 | 1,112 | 1,196 | 814 | 1,067 | 1,250 | 868 | 809 | 777 | 897 | 938 | 815 | 968 | 931 | 782 | 814 | 674 | 870 | 823 | 767 | 830 | 879 | 936 | 830 | 818 | 816 | 717 | 675 | 732 | 749 | 514 | 433 | 426 | 545 | 354 | 344 | 335 | 385 |
| Expenses | 427 | 426 | 261 | 700 | 1,427 | 462 | 500 | 535 | 459 | 473 | 430 | 280 | 258 | 276 | 313 | 355 | 248 | 362 | 323 | 265 | 281 | 224 | 272 | 221 | 189 | 195 | 237 | 208 | 343 | 195 | 137 | 170 | 179 | 178 | 175 | 136 | 129 | 124 | 143 | 110 | 118 | 112 | 108 |
| EBITDA | 596 | 583 | 843 | 492 | -160 | 619 | 613 | 661 | 355 | 594 | 820 | 589 | 551 | 501 | 585 | 582 | 567 | 606 | 608 | 517 | 533 | 450 | 598 | 603 | 578 | 635 | 642 | 728 | 487 | 623 | 679 | 547 | 496 | 553 | 574 | 378 | 304 | 302 | 401 | 245 | 226 | 222 | 277 |
| Operating Profit Margin % | 58.00% | 57.00% | 76.00% | 40.00% | -14.00% | 57.00% | 55.00% | 55.00% | 42.00% | 55.00% | 65.00% | 67.00% | 67.00% | 64.00% | 64.00% | 62.00% | 69.00% | 62.00% | 65.00% | 66.00% | 65.00% | 67.00% | 69.00% | 73.00% | 75.00% | 76.00% | 73.00% | 78.00% | 58.00% | 76.00% | 83.00% | 76.00% | 74.00% | 74.00% | 76.00% | 74.00% | 69.00% | 71.00% | 74.00% | 69.00% | 66.00% | 66.00% | 72.00% |
| Depreciation | 19 | 16 | 17 | 15 | 14 | 16 | 16 | 13 | 12 | 12 | 14 | 10 | 10 | 10 | 11 | 9 | 10 | 9 | 9 | 10 | 11 | 10 | 10 | 10 | 7 | 10 | 10 | 7 | 7 | 6 | 7 | 6 | 6 | 6 | 7 | 6 | 5 | 5 | 6 | 5 | 4 | 5 | 5 |
| Interest | 254 | 274 | 251 | 343 | 407 | 370 | 318 | 388 | 347 | 366 | 400 | 270 | 250 | 261 | 302 | 287 | 271 | 261 | 283 | 289 | 333 | 273 | 278 | 349 | 352 | 350 | 354 | 382 | 303 | 335 | 378 | 276 | 214 | 263 | 297 | 193 | 139 | 176 | 199 | 119 | 113 | 120 | 134 |
| Profit Before Tax | 344 | 311 | 593 | 154 | -572 | 245 | 287 | 278 | 54 | 230 | 417 | 318 | 322 | 259 | 322 | 317 | 312 | 360 | 349 | 240 | 215 | 184 | 331 | 272 | 245 | 302 | 305 | 380 | 237 | 316 | 342 | 316 | 326 | 284 | 328 | 229 | 201 | 171 | 245 | 168 | 158 | 146 | 178 |
| Tax | 83 | 76 | 134 | 9 | 102 | 58 | 79 | 72 | 22 | 54 | 95 | 80 | 93 | 61 | 81 | 89 | 79 | 86 | 88 | 56 | 52 | 45 | 80 | 74 | 68 | 107 | 82 | 139 | 66 | 117 | 121 | 105 | 116 | 101 | 109 | 72 | 53 | 54 | 81 | 40 | 44 | 46 | 28 |
| Net Profit | 262 | 235 | 459 | 144 | -674 | 187 | 207 | 206 | 32 | 177 | 322 | 238 | 228 | 198 | 240 | 228 | 234 | 275 | 261 | 184 | 163 | 140 | 251 | 197 | 176 | 195 | 223 | 240 | 172 | 199 | 221 | 211 | 211 | 183 | 219 | 157 | 148 | 117 | 164 | 127 | 114 | 100 | 150 |
| Earnings Per Share (₹) | 2.82 | 2.19 | 4.75 | 2.43 | -2.39 | 1.79 | 2.19 | 2.04 | 0.60 | 1.74 | 2.91 | 1.89 | 1.87 | 1.78 | 1.99 | 1.83 | 1.90 | 2.13 | 2.27 | 1.53 | 1.55 | 1.01 | 1.96 | 1.54 | 1.53 | 1.51 | 1.87 | 1.95 | 2.06 | 1.70 | 1.64 | 1.90 | 1.90 | 1.59 | 1.97 | 1.45 | 1.44 | 1.09 | 1.50 | 1.23 | 1.21 | 0.92 | 1.49 |
Related Pages for JM Financial
Additional stock information and data for JMFINANCIL
Balance Sheet
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Total Assets | 24,504 | 29,764 | 29,370 | 25,815 | 23,515 | 20,746 | 22,635 | 22,206 | 16,545 | 11,061 | 8,505 |
| Current Assets | 8,199 | 9,127 | 8,100 | 6,446 | 5,902 | 4,380 | 4,940 | 4,457 | 9,128 | 5,302 | 4,505 |
| Fixed Assets | 579 | 572 | 505 | 414 | 423 | 450 | 424 | 427 | 474 | 445 | 445 |
| Capital Work in Progress | 10 | 4 | 7 | 3 | 1 | 1 | 1 | 3 | 2 | 1 | 2 |
| Investments | 5,464 | 4,724 | 3,585 | 3,639 | 5,802 | 4,015 | 2,933 | 2,389 | 1,958 | 262 | 158 |
| Other Assets | 18,451 | 24,463 | 25,274 | 21,758 | 17,290 | 16,280 | 19,277 | 19,388 | 14,111 | 10,354 | 7,900 |
| LIABILITIES | |||||||||||
| Total Liabilities | 24,504 | 29,764 | 29,370 | 25,815 | 23,515 | 20,746 | 22,635 | 22,206 | 16,545 | 11,061 | 8,505 |
| Current Liabilities | 10,007 | 14,549 | 14,121 | 10,760 | 11,152 | 10,810 | 10,531 | 10,248 | 4,241 | 2,637 | 407 |
| Non-Current Liabilities | |||||||||||
| SHAREHOLDERS' EQUITY | |||||||||||
| Total Equity | 10,231 | 11,056 | 11,270 | 10,626 | 9,676 | 8,134 | 7,766 | 6,472 | 4,429 | 3,578 | 3,198 |
| Share Capital | 96 | 96 | 96 | 95 | 95 | 84 | 84 | 84 | 79 | 79 | 78 |
| Reserves & Surplus | 9,632 | 8,395 | 8,041 | 7,591 | 6,905 | 5,555 | 5,048 | 4,471 | 3,240 | 2,831 | 2,465 |
Cash Flow Statement
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | 5,569 | 3,635 | -2,307 | -3,203 | 969 | 3,164 | 773 | -3,584 | -2,546 | -918 | -1,717 |
| Investing Activities | -2,475 | -2,090 | -592 | 2,616 | -2,249 | -902 | -148 | -708 | -326 | 264 | -281 |
| Financing Activities | -4,786 | 162 | 2,160 | 1,024 | 1,296 | -2,205 | -522 | 4,540 | 2,424 | 1,305 | 1,783 |
| Net Cash Flow | -1,692 | 1,708 | -739 | 437 | 17 | 58 | 103 | 248 | -448 | 651 | -215 |