Jhaveri Credits & Capital Intrinsic Value
Jhaveri Credits & Capital (JHACC) median intrinsic value is ₹82.73 from 9 valuation models (range ₹64–₹222), vs current price ₹204.00 — -59.4% downside (Trading Above Calculated Value), margin of safety -100.0%. Check Jhaveri Credits & Capital market cap to track the company's total market size over time.
JHACC Valuation Methods Summary — DCF, Graham Number & P/E
Jhaveri Credits & Capital intrinsic value across 9 models vs current price ₹204.00 — upside/downside and value range per method. See JHACC price book multiple to compare market price against book value per share.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹120.48 | ₹96.38 - ₹144.58 | -40.9% | EPS: ₹10.04, Sector P/E: 12x |
| Book Value Method | asset | ₹78.22 | ₹70.40 - ₹86.04 | -61.7% | Book Value/Share: ₹97.78, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹222.22 | ₹200.00 - ₹244.44 | +8.9% | Revenue/Share: ₹222.22, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹81.60 | ₹73.44 - ₹89.76 | -60.0% | EBITDA: ₹12.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹81.60 | ₹65.28 - ₹97.92 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹64.26 | ₹57.83 - ₹70.69 | -68.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹82.73 | ₹74.46 - ₹91.00 | -59.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹160.00 | ₹144.00 - ₹176.00 | -21.6% | ROE: 13.6%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹148.62 | ₹133.76 - ₹163.48 | -27.1% | EPS: ₹10.04, BVPS: ₹97.78 |
JHACC Intrinsic Value vs Market Price — All Valuation Models
Jhaveri Credits & Capital fair value range ₹64–₹222 vs current market price ₹204.00 across 9 valuation models. For current market price and key ratios, visit Jhaveri Credits & Capital share price chart.
JHACC Intrinsic Value Analysis — Undervalued or Overvalued?
Jhaveri Credits & Capital median intrinsic value ₹82.73, current price ₹204.00 — Trading Above Calculated Value by 59.4%, margin of safety -100.0%.
What is the intrinsic value of JHACC?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Jhaveri Credits & Capital (JHACC) is ₹82.73 (median value). With the current market price of ₹204.00, this represents a -59.4% variance from our estimated fair value.
The valuation range spans from ₹64.26 to ₹222.22, indicating ₹64.26 - ₹222.22.
Is JHACC undervalued or overvalued?
Based on our multi-method analysis, Jhaveri Credits & Capital (JHACC) appears to be trading above calculated value by approximately 59.4%.
JHACC Financial Health — Key Ratios vs Industry Benchmarks
Jhaveri Credits & Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 13.6% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 3.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.25x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
JHACC Cash Flow Quality — Operating & Free Cash Flow
Jhaveri Credits & Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-7 Cr | ₹-10 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹5 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |