Jhaveri Credits & Capital Intrinsic Value
Jhaveri Credits & Capital (JHACC) median intrinsic value is ₹57.78 from 8 valuation models (range ₹54–₹78), vs current price ₹179.75 — -67.9% downside (Trading Above Calculated Value), margin of safety -100.0%. Also explore JHACC price trends to track price trends across different timeframes.
JHACC Valuation Methods Summary — DCF, Graham Number & P/E
Jhaveri Credits & Capital intrinsic value across 8 models vs current price ₹179.75 — upside/downside and value range per method. Browse JHACC income statement for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹53.92 | ₹43.14 - ₹64.70 | -70.0% | EPS: ₹1.40, Sector P/E: 12x |
| Book Value Method | asset | ₹78.22 | ₹70.40 - ₹86.04 | -56.5% | Book Value/Share: ₹97.78, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹57.78 | ₹52.00 - ₹63.56 | -67.9% | Revenue/Share: ₹57.78, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹71.90 | ₹64.71 - ₹79.09 | -60.0% | EBITDA: ₹2.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹71.90 | ₹57.52 - ₹86.28 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹53.92 | ₹48.53 - ₹59.31 | -70.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹53.92 | ₹48.53 - ₹59.31 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| Graham Defensive Method | conservative | ₹55.50 | ₹49.95 - ₹61.05 | -69.1% | EPS: ₹1.40, BVPS: ₹97.78 |
JHACC Intrinsic Value vs Market Price — All Valuation Models
Jhaveri Credits & Capital fair value range ₹54–₹78 vs current market price ₹179.75 across 8 valuation models. For current market price and key ratios, visit Jhaveri Credits & Capital share price chart.
JHACC Intrinsic Value Analysis — Undervalued or Overvalued?
Jhaveri Credits & Capital median intrinsic value ₹57.78, current price ₹179.75 — Trading Above Calculated Value by 67.9%, margin of safety -100.0%.
What is the intrinsic value of JHACC?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Jhaveri Credits & Capital (JHACC) is ₹57.78 (median value). With the current market price of ₹179.75, this represents a -67.9% variance from our estimated fair value.
The valuation range spans from ₹53.92 to ₹78.22, indicating ₹53.92 - ₹78.22.
Is JHACC undervalued or overvalued?
Based on our multi-method analysis, Jhaveri Credits & Capital (JHACC) appears to be trading above calculated value by approximately 67.9%.
JHACC Financial Health — Key Ratios vs Industry Benchmarks
Jhaveri Credits & Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 1.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -50.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.58x | Industry Standard: 1.0x+ | Above 0.5x | Measures asset utilization efficiency |
JHACC Cash Flow Quality — Operating & Free Cash Flow
Jhaveri Credits & Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-7 Cr | ₹-10 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹5 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |