Jayabharat Credit P/B Ratio

Current P/B Ratio
-0.13
Low Valuation
Very Low - Significant discount to book value, potential distress or value opportunity

Jayabharat Credit (JAYBHCR) P/B ratio is -0.13 (Low), book value per share ₹-124.00 vs Financial Services average P/B of -3.92 — Very Low - Significant discount to book value, potential distress or value opportunity. Review JAYBHCR P/E comparison to evaluate earnings-based valuation against sector peers.

Current Valuation Metrics

P/B Ratio -0.13
Current Price ₹14.78
Book Value/Share ₹-124.00
Exchange BSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹-62 Cr
Share Capital ₹5 Cr
Reserves & Surplus ₹-67 Cr
Outstanding Shares 5,000,000
Book Value per Share ₹-124.00

Valuation Signal

Signal Undervalued

Sector Context

Sector Average -3.92
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

JAYBHCR P/B Ratio — Valuation Insights & Book Value Analysis

Jayabharat Credit price-to-book ratio interpretation, valuation status and historical context — current P/B -0.13 (Low). View JAYBHCR 52-week chart for the annual high/low range and current price position.

  • Stock appears undervalued with PB of -0.13, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -3.92

JAYBHCR vs Financial Services Peers — P/B Ratio Comparison

Jayabharat Credit P/B -0.13 vs Financial Services average -3.92, median -0.02 — range -91.12–0.14.

Sector Average
-3.92
Sector Median
-0.02
Lowest P/B
-91.12
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -28.0 ₹21 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Classic Leasing & Finance CLFL -9.29 ₹16 Low
CMX Holdings CMXLTD -4.39 ₹29 Low
Roselabs Finance ROSELABS -4.08 ₹21 Low
Gujarat Lease Financing GLFL -4.01 ₹16 Low
GACM Technologies DVR GATECHDVR -3.13 ₹9 Low
Manipal Finance MNPLFIN -2.46 ₹18 Low