Jayabharat Credit P/B Ratio
Current P/B Ratio
-0.12
Low Valuation
Very Low - Significant discount to book value, potential distress or value opportunity
Jayabharat Credit (JAYBHCR) P/B ratio is -0.12 (Low), book value per share ₹-124.00 vs Financial Services average P/B of -3.6 — Very Low - Significant discount to book value, potential distress or value opportunity. Review JAYBHCR P/E comparison to evaluate earnings-based valuation against sector peers.
Current Valuation Metrics
P/B Ratio
-0.12
Current Price
₹14.38
Book Value/Share
₹-124.00
Exchange
BSE
Book Value Breakdown (2026)
Balance Sheet Components
Total Equity
₹-62 Cr
Share Capital
₹5 Cr
Reserves & Surplus
₹-67 Cr
Outstanding Shares
5,000,000
Book Value per Share
₹-124.00
Valuation Signal
Signal
Undervalued
Sector Context
Sector Average
-3.6
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
JAYBHCR P/B Ratio — Valuation Insights & Book Value Analysis
Jayabharat Credit price-to-book ratio interpretation, valuation status and historical context — current P/B -0.12 (Low). View JAYBHCR 52-week chart for the annual high/low range and current price position.
- Stock appears undervalued with PB of -0.12, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Trading at premium to sector average PB of -3.6
JAYBHCR vs Financial Services Peers — P/B Ratio Comparison
Jayabharat Credit P/B -0.12 vs Financial Services average -3.6, median 0.0 — range -91.12–0.13.
Sector Average
-3.6
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| CMX Holdings | CMXLTD | -4.34 | ₹29 | Low |
| Gujarat Lease Financing | GLFL | -4.0 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -3.93 | ₹19 | Low |
| GACM Technologies DVR | GATECHDVR | -3.7 | ₹10 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -1.93 | ₹43 | Low |