Interactive Financial Intrinsic Value

IFINSER • Capital Markets
Current Stock Price
₹15.70
Primary Intrinsic Value
₹9.60
Market Cap
₹11.0 Cr
+63.8% Upside
Median Value
₹25.71
Value Range
₹5 - ₹39
Assessment
Trading Below Calculated Value
Safety Margin
38.9%

IFINSER Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹9.60 ₹7.68 - ₹11.52 -38.9% EPS: ₹0.80, Sector P/E: 12x
Book Value Method asset ₹39.25 ₹35.33 - ₹43.18 +150.0% Book Value/Share: ₹40.00, P/B: 1.0x
Revenue Multiple Method revenue ₹8.00 ₹7.20 - ₹8.80 -49.0% Revenue/Share: ₹10.00, P/S: 0.8x
EBITDA Multiple Method earnings ₹25.71 ₹23.14 - ₹28.28 +63.8% EBITDA: ₹3.00Cr, EV/EBITDA: 6x
PEG Ratio Method growth ₹5.12 ₹4.61 - ₹5.63 -67.4% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹6.88 ₹6.19 - ₹7.57 -56.2% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹28.57 ₹25.71 - ₹31.43 +82.0% ROE: 7.1%, P/E Multiple: 10x
Graham Defensive Method conservative ₹26.83 ₹24.15 - ₹29.51 +70.9% EPS: ₹0.80, BVPS: ₹40.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check IFINSER share price latest .

Valuation Comparison Chart

IFINSER Intrinsic Value Analysis

What is the intrinsic value of IFINSER?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Interactive Financial (IFINSER) is ₹25.71 (median value). With the current market price of ₹15.70, this represents a +63.8% variance from our estimated fair value.

The valuation range spans from ₹5.12 to ₹39.25, indicating ₹5.12 - ₹39.25.

Is IFINSER undervalued or overvalued?

Based on our multi-method analysis, Interactive Financial (IFINSER) appears to be trading below calculated value by approximately 63.8%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.07 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 7.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin -2.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.23x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-1 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2024 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2023 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10