Interactive Financial Intrinsic Value

IFINSER • Capital Markets
Current Stock Price
₹17.15
Primary Intrinsic Value
₹15.60
Market Cap
₹12.0 Cr
+49.9% Upside
Median Value
₹25.71
Value Range
₹8 - ₹40
Assessment
Trading Below Calculated Value
Safety Margin
33.3%

IFINSER Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹15.60 ₹12.48 - ₹18.72 -9.0% EPS: ₹1.30, Sector P/E: 12x
Book Value Method asset ₹40.00 ₹36.00 - ₹44.00 +133.2% Book Value/Share: ₹40.00, P/B: 1.0x
Revenue Multiple Method revenue ₹8.00 ₹7.20 - ₹8.80 -53.4% Revenue/Share: ₹10.00, P/S: 0.8x
EBITDA Multiple Method earnings ₹25.71 ₹23.14 - ₹28.28 +49.9% EBITDA: ₹3.00Cr, EV/EBITDA: 6x
PEG Ratio Method growth ₹8.32 ₹7.49 - ₹9.15 -51.5% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹11.18 ₹10.06 - ₹12.30 -34.8% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹28.57 ₹25.71 - ₹31.43 +66.6% ROE: 7.1%, P/E Multiple: 10x
Graham Defensive Method conservative ₹34.21 ₹30.79 - ₹37.63 +99.5% EPS: ₹1.30, BVPS: ₹40.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check IFINSER share price latest .

Valuation Comparison Chart

IFINSER Intrinsic Value Analysis

What is the intrinsic value of IFINSER?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Interactive Financial (IFINSER) is ₹25.71 (median value). With the current market price of ₹17.15, this represents a +49.9% variance from our estimated fair value.

The valuation range spans from ₹8.00 to ₹40.00, indicating ₹8.00 - ₹40.00.

Is IFINSER undervalued or overvalued?

Based on our multi-method analysis, Interactive Financial (IFINSER) appears to be trading below calculated value by approximately 49.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.07 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 7.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 4.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.23x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-1 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2024 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2023 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10