Indusind Bank Intrinsic Value
Indusind Bank (INDUSINDBK) median intrinsic value is ₹386.52 from 9 valuation models (range ₹290–₹761), vs current price ₹966.30 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit INDUSINDBK share price.
INDUSINDBK Valuation Methods Summary — DCF, Graham Number & P/E
Indusind Bank intrinsic value across 9 models vs current price ₹966.30 — upside/downside and value range per method. See INDUSINDBK book value comparison to compare market price against book value per share.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹366.24 | ₹292.99 - ₹439.49 | -62.1% | EPS: ₹30.52, Sector P/E: 12x |
| Book Value Method | asset | ₹675.12 | ₹607.61 - ₹742.63 | -30.1% | Book Value/Share: ₹843.90, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹653.09 | ₹587.78 - ₹718.40 | -32.4% | Revenue/Share: ₹653.09, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹386.52 | ₹347.87 - ₹425.17 | -60.0% | EBITDA: ₹3252.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹386.52 | ₹309.22 - ₹463.82 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹289.89 | ₹260.90 - ₹318.88 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹289.89 | ₹260.90 - ₹318.88 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹761.25 | ₹685.12 - ₹837.38 | -21.2% | EPS: ₹30.52, BVPS: ₹843.90 |
| Dividend Yield Method | dividend | ₹289.89 | ₹260.90 - ₹318.88 | -70.0% | DPS: ₹1.50, Target Yield: 4.0% |
INDUSINDBK Intrinsic Value vs Market Price — All Valuation Models
Indusind Bank fair value range ₹290–₹761 vs current market price ₹966.30 across 9 valuation models. Check INDUSINDBK market capitalization to track the company's total market size over time.
INDUSINDBK Intrinsic Value Analysis — Undervalued or Overvalued?
Indusind Bank median intrinsic value ₹386.52, current price ₹966.30 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of INDUSINDBK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Indusind Bank (INDUSINDBK) is ₹386.52 (median value). With the current market price of ₹966.30, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹289.89 to ₹761.25, indicating ₹289.89 - ₹761.25.
Is INDUSINDBK undervalued or overvalued?
Based on our multi-method analysis, Indusind Bank (INDUSINDBK) appears to be trading above calculated value by approximately 60.0%.
INDUSINDBK Financial Health — Key Ratios vs Industry Benchmarks
Indusind Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.19 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 3.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 52.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDUSINDBK Cash Flow Quality — Operating & Free Cash Flow
Indusind Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹993 Cr | ₹731 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹18,278 Cr | ₹17,936 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-16,925 Cr | ₹-17,277 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-12,442 Cr | ₹-12,683 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹16,672 Cr | ₹16,475 Cr | Positive Free Cash Flow | 8/10 |