Indusind Bank Intrinsic Value
INDUSINDBK • Banks
Current Stock Price
₹752.45
Primary Intrinsic Value
₹665.84
Market Cap
₹586.2K Cr
-9.5%
Downside
Median Value
₹680.87
Value Range
₹666 - ₹1881
Assessment
Trading Near Calculated Value
Safety Margin
-10.5%
INDUSINDBK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹665.84 | ₹599.26 - ₹732.42 | -11.5% | Book Value/Share: ₹832.30, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹680.87 | ₹612.78 - ₹748.96 | -9.5% | Revenue/Share: ₹680.87, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹1881.12 | ₹1504.90 - ₹2257.34 | +150.0% | CF Growth: 5.0%, Discount: 15% |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
INDUSINDBK Intrinsic Value Analysis
What is the intrinsic value of INDUSINDBK?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Indusind Bank (INDUSINDBK) is ₹680.87 (median value). With the current market price of ₹752.45, this represents a -9.5% variance from our estimated fair value.
The valuation range spans from ₹665.84 to ₹1881.12, indicating ₹665.84 - ₹1881.12.
Is INDUSINDBK undervalued or overvalued?
Based on our multi-method analysis, Indusind Bank (INDUSINDBK) appears to be trading near calculated value by approximately 9.5%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.17 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | -2.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 43.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Indusind Bank
Additional stock information and data for INDUSINDBK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹18,278 Cr | ₹17,936 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-16,925 Cr | ₹-17,277 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-12,442 Cr | ₹-12,683 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹16,672 Cr | ₹16,475 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹44,976 Cr | ₹44,814 Cr | Positive Free Cash Flow | 8/10 |