Indus Finance Intrinsic Value
Indus Finance (INDUSFINL) median intrinsic value is ₹24.23 from 8 valuation models (range ₹20–₹103), vs current price ₹80.77 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit INDUSFINL company profile.
INDUSFINL Valuation Methods Summary — DCF, Graham Number & P/E
Indus Finance intrinsic value across 8 models vs current price ₹80.77 — upside/downside and value range per method. Also explore Indus Finance share price performance to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹24.23 | ₹19.38 - ₹29.08 | -70.0% | EPS: ₹0.70, Sector P/E: 12x |
| Book Value Method | asset | ₹20.44 | ₹18.40 - ₹22.48 | -74.7% | Book Value/Share: ₹25.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹24.23 | ₹21.81 - ₹26.65 | -70.0% | Revenue/Share: ₹5.56, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹32.31 | ₹29.08 - ₹35.54 | -60.0% | EBITDA: ₹3.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹103.15 | ₹82.52 - ₹123.78 | +27.7% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹24.23 | ₹21.81 - ₹26.65 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹24.23 | ₹21.81 - ₹26.65 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| Graham Defensive Method | conservative | ₹24.23 | ₹21.81 - ₹26.65 | -70.0% | EPS: ₹0.70, BVPS: ₹25.56 |
INDUSFINL Intrinsic Value vs Market Price — All Valuation Models
Indus Finance fair value range ₹20–₹103 vs current market price ₹80.77 across 8 valuation models. Read Indus Finance dividend payments for the complete payout history and dividend yield track record.
INDUSFINL Intrinsic Value Analysis — Undervalued or Overvalued?
Indus Finance median intrinsic value ₹24.23, current price ₹80.77 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of INDUSFINL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Indus Finance (INDUSFINL) is ₹24.23 (median value). With the current market price of ₹80.77, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹20.44 to ₹103.15, indicating ₹20.44 - ₹103.15.
Is INDUSFINL undervalued or overvalued?
Based on our multi-method analysis, Indus Finance (INDUSFINL) appears to be trading above calculated value by approximately 70.0%.
INDUSFINL Financial Health — Key Ratios vs Industry Benchmarks
Indus Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.35 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 4.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 52.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDUSFINL Cash Flow Quality — Operating & Free Cash Flow
Indus Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹10 Cr | ₹8 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹0 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |