Indus Finance Intrinsic Value
Indus Finance (INDUSFINL) median intrinsic value is ₹63.64 from 10 valuation models (range ₹42–₹106), vs current price ₹212.15 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit INDUSFINL share price screener.
INDUSFINL Valuation Methods Summary — DCF, Graham Number & P/E
Indus Finance intrinsic value across 10 models vs current price ₹212.15 — upside/downside and value range per method. Read Indus Finance dividend payments for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹63.64 | ₹50.91 - ₹76.37 | -70.0% | EPS: ₹2.80, Sector P/E: 12x |
| Book Value Method | asset | ₹42.43 | ₹38.19 - ₹46.67 | -80.0% | Book Value/Share: ₹25.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹63.64 | ₹57.28 - ₹70.00 | -70.0% | Revenue/Share: ₹11.11, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹84.86 | ₹76.37 - ₹93.35 | -60.0% | EBITDA: ₹6.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹103.15 | ₹82.52 - ₹123.78 | -51.4% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹63.64 | ₹57.28 - ₹70.00 | -70.0% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹63.64 | ₹57.28 - ₹70.00 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹106.08 | ₹95.47 - ₹116.69 | -50.0% | ROE: 13.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹63.64 | ₹57.28 - ₹70.00 | -70.0% | EPS: ₹2.80, BVPS: ₹25.56 |
| Dividend Yield Method | dividend | ₹63.64 | ₹57.28 - ₹70.00 | -70.0% | DPS: ₹0.60, Target Yield: 4.0% |
INDUSFINL Intrinsic Value vs Market Price — All Valuation Models
Indus Finance fair value range ₹42–₹106 vs current market price ₹212.15 across 10 valuation models. Analyse INDUSFINL shareholder distribution to track promoter, FII and institutional holdings.
INDUSFINL Intrinsic Value Analysis — Undervalued or Overvalued?
Indus Finance median intrinsic value ₹63.64, current price ₹212.15 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of INDUSFINL?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Indus Finance (INDUSFINL) is ₹63.64 (median value). With the current market price of ₹212.15, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹42.43 to ₹106.08, indicating ₹42.43 - ₹106.08.
Is INDUSFINL undervalued or overvalued?
Based on our multi-method analysis, Indus Finance (INDUSFINL) appears to be trading above calculated value by approximately 70.0%.
INDUSFINL Financial Health — Key Ratios vs Industry Benchmarks
Indus Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.64 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 58.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.29x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDUSFINL Cash Flow Quality — Operating & Free Cash Flow
Indus Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-3 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹10 Cr | ₹8 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹0 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |