Indus Finance Intrinsic Value
INDUSFINL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹15.30 | ₹12.24 - ₹18.36 | -70.0% | EPS: ₹0.50, Sector P/E: 12x |
| Book Value Method | asset | ₹20.44 | ₹18.40 - ₹22.48 | -59.9% | Book Value/Share: ₹25.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹15.30 | ₹13.77 - ₹16.83 | -70.0% | Revenue/Share: ₹5.56, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹20.40 | ₹18.36 - ₹22.44 | -60.0% | EBITDA: ₹3.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹103.15 | ₹82.52 - ₹123.78 | +102.2% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹15.30 | ₹13.77 - ₹16.83 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹15.30 | ₹13.77 - ₹16.83 | -70.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| Graham Defensive Method | conservative | ₹16.96 | ₹15.26 - ₹18.66 | -66.8% | EPS: ₹0.50, BVPS: ₹25.56 |
| Dividend Yield Method | dividend | ₹15.30 | ₹13.77 - ₹16.83 | -70.0% | DPS: ₹0.50, Target Yield: 4.0% |
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Valuation Comparison Chart
INDUSFINL Intrinsic Value Analysis
What is the intrinsic value of INDUSFINL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Indus Finance (INDUSFINL) is ₹15.30 (median value). With the current market price of ₹51.01, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹15.30 to ₹103.15, indicating ₹15.30 - ₹103.15.
Is INDUSFINL undervalued or overvalued?
Based on our multi-method analysis, Indus Finance (INDUSFINL) appears to be trading above calculated value by approximately 70.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.35 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.91 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 4.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 51.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Indus Finance
Additional stock information and data for INDUSFINL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹10 Cr | ₹8 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹0 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |