IndoStar Capital Finance Intrinsic Value

INDOSTAR • Financial Services
Current Stock Price
₹239.94
Primary Intrinsic Value
₹71.98
Market Cap
₹3263 Cr
-43.3% Downside
Median Value
₹136.10
Value Range
₹72 - ₹600
Assessment
Trading Above Calculated Value
Safety Margin
-76.3%

INDOSTAR Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹71.98 ₹57.58 - ₹86.38 -70.0% EPS: ₹3.08, Sector P/E: 12x
Book Value Method asset ₹213.82 ₹192.44 - ₹235.20 -10.9% Book Value/Share: ₹267.28, P/B: 0.8x
Revenue Multiple Method revenue ₹105.00 ₹94.50 - ₹115.50 -56.2% Revenue/Share: ₹105.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹213.62 ₹192.26 - ₹234.98 -11.0% EBITDA: ₹740.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹599.85 ₹479.88 - ₹719.82 +150.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹71.98 ₹64.78 - ₹79.18 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹71.98 ₹64.78 - ₹79.18 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹136.10 ₹122.49 - ₹149.71 -43.3% EPS: ₹3.08, BVPS: ₹267.28
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check INDOSTAR share price latest .

Valuation Comparison Chart

INDOSTAR Intrinsic Value Analysis

What is the intrinsic value of INDOSTAR?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of IndoStar Capital Finance (INDOSTAR) is ₹136.10 (median value). With the current market price of ₹239.94, this represents a -43.3% variance from our estimated fair value.

The valuation range spans from ₹71.98 to ₹599.85, indicating ₹71.98 - ₹599.85.

Is INDOSTAR undervalued or overvalued?

Based on our multi-method analysis, IndoStar Capital Finance (INDOSTAR) appears to be trading above calculated value by approximately 43.3%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.58 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 3.65 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 1.2% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 52.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.11x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2024 ₹-2,208 Cr ₹-2,208 Cr Negative Cash Flow 3/10
March 2023 ₹899 Cr ₹770 Cr Positive Free Cash Flow 8/10
March 2022 ₹-1,564 Cr ₹-1,564 Cr Negative Cash Flow 3/10
March 2021 ₹1,068 Cr ₹572 Cr Positive Free Cash Flow 8/10
March 2020 ₹1,710 Cr ₹574 Cr Positive Free Cash Flow 7/10