Indo Credit Capital Intrinsic Value
Indo Credit Capital (INDOCRED) median intrinsic value is ₹2.79 from 5 valuation models (range ₹3–₹7), vs current price ₹9.29 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read INDOCRED dividend payout details for the complete payout history and dividend yield track record.
INDOCRED Valuation Methods Summary — DCF, Graham Number & P/E
Indo Credit Capital intrinsic value across 5 models vs current price ₹9.29 — upside/downside and value range per method. For current market price and key ratios, visit INDOCRED stock price BSE.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹2.79 | ₹2.23 - ₹3.35 | -70.0% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹6.86 | ₹6.17 - ₹7.55 | -26.2% | Book Value/Share: ₹8.57, P/B: 0.8x |
| PEG Ratio Method | growth | ₹2.79 | ₹2.51 - ₹3.07 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹2.79 | ₹2.51 - ₹3.07 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹4.39 | ₹3.95 - ₹4.83 | -52.7% | EPS: ₹0.10, BVPS: ₹8.57 |
INDOCRED Intrinsic Value vs Market Price — All Valuation Models
Indo Credit Capital fair value range ₹3–₹7 vs current market price ₹9.29 across 5 valuation models. Analyse INDOCRED institutional holdings to track promoter, FII and institutional holdings.
INDOCRED Intrinsic Value Analysis — Undervalued or Overvalued?
Indo Credit Capital median intrinsic value ₹2.79, current price ₹9.29 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of INDOCRED?
Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Indo Credit Capital (INDOCRED) is ₹2.79 (median value). With the current market price of ₹9.29, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹2.79 to ₹6.86, indicating ₹2.79 - ₹6.86.
Is INDOCRED undervalued or overvalued?
Based on our multi-method analysis, Indo Credit Capital (INDOCRED) appears to be trading above calculated value by approximately 70.0%.
INDOCRED Financial Health — Key Ratios vs Industry Benchmarks
Indo Credit Capital financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Operating Margin | 17.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
INDOCRED Cash Flow Quality — Operating & Free Cash Flow
Indo Credit Capital operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |