IRFC P/B Ratio
IRFC (IRFC) P/B ratio is 1.81 (Moderate), book value per share ₹43.42 vs Financial Services average P/B of -3.58 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see IRFC stock price NSE.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
IRFC P/B Ratio — Valuation Insights & Book Value Analysis
IRFC price-to-book ratio interpretation, valuation status and historical context — current P/B 1.81 (Moderate). Analyse IRFC shareholding analysis to track promoter, FII and institutional holdings.
- Current PB is 29.1% below historical average
- Trading at premium to sector average PB of -3.58
IRFC P/B Ratio Historical Trend
IRFC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IRFC 52-week chart for the annual high/low range and current price position.
IRFC Historical P/B Ratio — Book Value Per Share & Year-End Price
IRFC annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.77 | ₹43.42 | ₹77.06 | ₹56,749 | Moderate |
| 2025 | 3.09 | ₹40.3 | ₹124.62 | ₹52,668 | High |
| 2024 | 3.96 | ₹37.63 | ₹149.04 | ₹49,179 | High |
| 2023 | 2.91 | ₹34.19 | ₹99.35 | ₹44,680 | Moderate |
| 2022 | 1.04 | ₹31.37 | ₹32.55 | ₹40,996 | Moderate |
IRFC vs Financial Services Peers — P/B Ratio Comparison
IRFC P/B 1.81 vs Financial Services average -3.58, median 0.0 — range -91.12–0.16.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.27 | ₹20 | Low |
| Gujarat Lease Financing | GLFL | -3.67 | ₹15 | Low |
| CMX Holdings | CMXLTD | -3.4 | ₹22 | Low |
| GACM Technologies DVR | GATECHDVR | -3.35 | ₹9 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.35 | ₹47 | Low |