IRFC P/B Ratio
IRFC (IRFC) P/B ratio is 2.38 (Moderate), book value per share ₹40.30 vs Financial Services average P/B of -11.63 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see IRFC stock price NSE.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
IRFC P/B Ratio — Valuation Insights & Book Value Analysis
IRFC price-to-book ratio interpretation, valuation status and historical context — current P/B 2.38 (Moderate). Compare with IRFC stock valuation models to assess whether the stock is under or overvalued.
- Trading at premium to sector average PB of -11.63
IRFC P/B Ratio Historical Trend
IRFC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IRFC 52-week chart for the annual high/low range and current price position.
IRFC Historical P/B Ratio — Book Value Per Share & Year-End Price
IRFC annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 3.09 | ₹40.3 | ₹124.62 | ₹52,668 | High |
| 2024 | 3.96 | ₹37.63 | ₹149.04 | ₹49,179 | High |
| 2023 | 2.91 | ₹34.19 | ₹99.35 | ₹44,680 | Moderate |
| 2022 | 1.04 | ₹31.37 | ₹32.55 | ₹40,996 | Moderate |
| 2021 | 0.83 | ₹27.48 | ₹22.85 | ₹35,913 | Low |
IRFC vs Financial Services Peers — P/B Ratio Comparison
IRFC P/B 2.38 vs Financial Services average -11.63, median -0.04 — range -387.5–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -387.5 | ₹797 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -30.18 | ₹22 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| CMX Holdings | CMXLTD | -4.83 | ₹29 | Low |
| Gujarat Lease Financing | GLFL | -4.79 | ₹19 | Low |
| Classic Leasing & Finance | CLFL | -4.21 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.12 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.53 | ₹20 | Low |