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IRFC P/B Ratio

Current P/B Ratio
2.38
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

IRFC (IRFC) P/B ratio is 2.38 (Moderate), book value per share ₹40.30 vs Financial Services average P/B of -11.63 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see IRFC stock price NSE.

Current Valuation Metrics

P/B Ratio 2.38
Current Price ₹100.19
Book Value/Share ₹40.30
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹52,668 Cr
Share Capital ₹13,069 Cr
Reserves & Surplus ₹39,599 Cr
Outstanding Shares 13,069,000,000
Book Value per Share ₹40.30

Valuation Signal

Signal Fairly Valued
Historical Avg 2.37
Historical Range 0.83 - 3.96
Percentile 40.0%

Sector Context

Sector Average -11.63
Sector Median -0.04
Sector Rank #11 of 50
Sector Percentile 22.0%

IRFC P/B Ratio — Valuation Insights & Book Value Analysis

IRFC price-to-book ratio interpretation, valuation status and historical context — current P/B 2.38 (Moderate). Compare with IRFC stock valuation models to assess whether the stock is under or overvalued.

  • Trading at premium to sector average PB of -11.63

IRFC P/B Ratio Historical Trend

IRFC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IRFC 52-week chart for the annual high/low range and current price position.

IRFC Historical P/B Ratio — Book Value Per Share & Year-End Price

IRFC annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 3.09 ₹40.3 ₹124.62 ₹52,668 High
2024 3.96 ₹37.63 ₹149.04 ₹49,179 High
2023 2.91 ₹34.19 ₹99.35 ₹44,680 Moderate
2022 1.04 ₹31.37 ₹32.55 ₹40,996 Moderate
2021 0.83 ₹27.48 ₹22.85 ₹35,913 Low

IRFC vs Financial Services Peers — P/B Ratio Comparison

IRFC P/B 2.38 vs Financial Services average -11.63, median -0.04 — range -387.5–0.13.

Sector Average
-11.63
Sector Median
-0.04
Lowest P/B
-387.5
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -387.5 ₹797 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -30.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
CMX Holdings CMXLTD -4.83 ₹29 Low
Gujarat Lease Financing GLFL -4.79 ₹19 Low
Classic Leasing & Finance CLFL -4.21 ₹15 Low
Roselabs Finance ROSELABS -4.12 ₹21 Low
Manipal Finance MNPLFIN -2.53 ₹20 Low