IRFC Intrinsic Value
IRFC Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹62.40 | ₹49.92 - ₹74.88 | -48.5% | EPS: ₹5.20, Sector P/E: 12x |
| Book Value Method | asset | ₹32.24 | ₹29.02 - ₹35.46 | -73.4% | Book Value/Share: ₹40.30, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹36.38 | ₹32.74 - ₹40.02 | -70.0% | Revenue/Share: ₹20.49, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹101.77 | ₹91.59 - ₹111.95 | -16.1% | EBITDA: ₹26601.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹56.20 | ₹44.96 - ₹67.44 | -53.6% | CF Growth: 4.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹36.38 | ₹32.74 - ₹40.02 | -70.0% | EPS Growth: 2.8%, Fair P/E: 2.2x |
| Growth Adjusted P/E | growth | ₹43.09 | ₹38.78 - ₹47.40 | -64.5% | Revenue Growth: 7.2%, Adj P/E: 8.3x |
| ROE Based Valuation | profitability | ₹62.76 | ₹56.48 - ₹69.04 | -48.2% | ROE: 13.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹68.67 | ₹61.80 - ₹75.54 | -43.4% | EPS: ₹5.20, BVPS: ₹40.30 |
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Valuation Comparison Chart
IRFC Intrinsic Value Analysis
What is the intrinsic value of IRFC?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of IRFC (IRFC) is ₹56.20 (median value). With the current market price of ₹121.25, this represents a -53.6% variance from our estimated fair value.
The valuation range spans from ₹32.24 to ₹101.77, indicating ₹32.24 - ₹101.77.
Is IRFC undervalued or overvalued?
Based on our multi-method analysis, IRFC (IRFC) appears to be trading above calculated value by approximately 53.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.17 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 9.28 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 13.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 99.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.05x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for IRFC
Additional stock information and data for IRFC
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹8,230 Cr | ₹8,230 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹7,914 Cr | ₹7,910 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-28,584 Cr | ₹-28,584 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-64,412 Cr | ₹-64,415 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-89,907 Cr | ₹-89,907 Cr | Negative Cash Flow | 3/10 |