Indian Overseas Bank P/E Ratio
Indian Overseas Bank (IOB) P/E ratio is 12.03 (Low), EPS (TTM) ₹2.70, current price ₹33.88 on NSE vs historical average P/E of 22.6 — Low - May indicate good value opportunity. See IOB book value to compare market price against book value per share.
Current Valuation Metrics
Valuation Signal
Sector Context
Earnings Breakdown (TTM)
IOB P/E Ratio — Valuation Signal & Historical Context
Indian Overseas Bank P/E 12.03 vs historical average 22.6, range 19.57–26.59 — signal: Fairly Valued. Read IOB dividend yield for the complete payout history and dividend yield track record.
- Stock appears undervalued with PE of 12.03, suggesting potential buying opportunity
- Current PE is 46.8% below historical average
- Trading at discount to sector average PE of 19.12
Indian Overseas Bank P/E Ratio Historical Trend
IOB annual price-to-earnings ratio — 4 years, EPS and year-end price. Current P/E 12.03 vs historical average 22.6. For live price, revenue and the complete fundamental profile, see Indian Overseas Bank share price chart.
IOB Historical P/E Ratio — EPS, Year-End Price & Valuation
Indian Overseas Bank annual P/E ratio, EPS (₹), year-end price and valuation category on NSE.
| Year | P/E Ratio | EPS (₹) | Year-end Price (₹) | Exchange | Valuation |
|---|---|---|---|---|---|
| 2025 | 20.34 | 2.55 | ₹51.87 | NSE | Moderate |
| 2024 | 26.59 | 1.64 | ₹43.60 | NSE | High |
| 2023 | 23.91 | 1.33 | ₹31.80 | NSE | Moderate |
| 2022 | 19.57 | 1.05 | ₹20.55 | NSE | Moderate |
IOB vs Banks Peers — P/E Ratio Comparison
Indian Overseas Bank P/E 12.03 vs Banks average 19.12, median 12.79 — range 5.75–90.03.
| Company | Symbol | P/E Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Canara Bank | CANBK | 5.75 | ₹116,848 | Low |
| Union Bank of India | UNIONBANK | 6.23 | ₹134,298 | Low |
| Bank of India | BANKINDIA | 6.33 | ₹66,901 | Low |
| Central Bank of India | CENTRALBK | 6.35 | ₹28,964 | Low |
| Bank of Baroda | BANKBARODA | 6.36 | ₹131,792 | Low |
| Punjab National Bank | PNB | 6.58 | ₹128,445 | Low |
| South Indian Bank | SOUTHBANK | 7.73 | ₹12,088 | Low |
| Karnataka Bank | KTKBANK | 7.88 | ₹10,410 | Low |
| Bank of Maharashtra | MAHABANK | 8.15 | ₹61,932 | Low |
| DCB Bank | DCBBANK | 8.36 | ₹6,115 | Low |