Indian Overseas Bank P/B Ratio
Indian Overseas Bank (IOB) P/B ratio is 1.78 (Moderate), book value per share ₹19.21 vs Banks average P/B of 1.42 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see IOB stock price BSE.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
IOB P/B Ratio — Valuation Insights & Book Value Analysis
Indian Overseas Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.78 (Moderate). Read IOB ex-dividend dates for the complete payout history and dividend yield track record.
- Current PB is 33.3% below historical average
- Trading at premium to sector average PB of 1.42
Indian Overseas Bank P/B Ratio Historical Trend
IOB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore IOB value investing to estimate fundamental worth using multiple valuation models.
IOB Historical P/B Ratio — Book Value Per Share & Year-End Price
Indian Overseas Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.67 | ₹19.21 | ₹32.17 | ₹36,991 | Moderate |
| 2025 | 2.16 | ₹16.74 | ₹36.13 | ₹32,233 | Moderate |
| 2024 | 3.55 | ₹14.58 | ₹51.76 | ₹27,561 | High |
| 2023 | 3.29 | ₹13.16 | ₹43.30 | ₹24,876 | High |
| 2022 | 2.68 | ₹11.96 | ₹32.10 | ₹22,598 | Moderate |
IOB vs Banks Peers — P/B Ratio Comparison
Indian Overseas Bank P/B 1.78 vs Banks average 1.42, median 1.23 — range 0.73–4.05.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.73 | ₹123,146 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹27,824 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,539 | Low |
| Bank of India | BANKINDIA | 0.78 | ₹63,737 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,225 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.9 | ₹1,229 | Low |
| Punjab National Bank | PNB | 0.92 | ₹134,180 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.95 | ₹2,527 | Low |
| Canara Bank | CANBK | 0.96 | ₹112,476 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,305 | Moderate |