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Indian Overseas Bank P/B Ratio

Current P/B Ratio
1.91
Moderate Valuation
Moderate - Reasonably valued relative to book value

Indian Overseas Bank (IOB) P/B ratio is 1.91 (Moderate), book value per share ₹16.74 vs Banks average P/B of 1.36 — Moderate - Reasonably valued relative to book value. View Indian Overseas Bank 52-week for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 1.91
Current Price ₹33.88
Book Value/Share ₹16.74
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹32,233 Cr
Share Capital ₹19,257 Cr
Reserves & Surplus ₹12,977 Cr
Outstanding Shares 19,257,000,000
Book Value per Share ₹16.74

Valuation Signal

Signal Fairly Valued
Historical Avg 2.73
Historical Range 1.98 - 3.55
Percentile 0.0%

Sector Context

Sector Average 1.36
Sector Median 1.27
Sector Rank #11 of 40
Sector Percentile 27.5%

IOB P/B Ratio — Valuation Insights & Book Value Analysis

Indian Overseas Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.91 (Moderate). Compare with IOB fair value to assess whether the stock is under or overvalued.

  • Current PB is 30.1% below historical average
  • Trading at premium to sector average PB of 1.36

Indian Overseas Bank P/B Ratio Historical Trend

IOB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see IOB stock price BSE.

IOB Historical P/B Ratio — Book Value Per Share & Year-End Price

Indian Overseas Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 2.16 ₹16.74 ₹36.13 ₹32,233 Moderate
2024 3.55 ₹14.58 ₹51.76 ₹27,561 High
2023 3.29 ₹13.16 ₹43.30 ₹24,876 High
2022 2.68 ₹11.96 ₹32.10 ₹22,598 Moderate
2021 1.98 ₹10.27 ₹20.35 ₹17,099 Moderate

IOB vs Banks Peers — P/B Ratio Comparison

Indian Overseas Bank P/B 1.91 vs Banks average 1.36, median 1.27 — range 0.78–3.79.

Sector Average
1.36
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Central Bank of India CENTRALBK 0.81 ₹28,304 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
DCB Bank DCBBANK 0.93 ₹5,875 Low