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Indian Overseas Bank P/B Ratio

Current P/B Ratio
1.94
Moderate Valuation
Moderate - Reasonably valued relative to book value

Indian Overseas Bank (IOB) P/B ratio is 1.94 (Moderate), book value per share ₹19.21 vs Banks average P/B of 1.46 — Moderate - Reasonably valued relative to book value. View Indian Overseas Bank 52-week for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 1.94
Current Price ₹33.88
Book Value/Share ₹19.21
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹36,991 Cr
Share Capital ₹19,257 Cr
Reserves & Surplus ₹17,734 Cr
Outstanding Shares 19,257,000,000
Book Value per Share ₹19.21

Valuation Signal

Signal Fairly Valued
Historical Avg 2.69
Historical Range 1.76 - 3.55
Percentile 20.0%

Sector Context

Sector Average 1.46
Sector Median 1.34
Sector Rank #11 of 40
Sector Percentile 27.5%

IOB P/B Ratio — Valuation Insights & Book Value Analysis

Indian Overseas Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.94 (Moderate). Review IOB P/E ratio to evaluate earnings-based valuation against sector peers.

  • Current PB is 27.8% below historical average
  • Trading at premium to sector average PB of 1.46

Indian Overseas Bank P/B Ratio Historical Trend

IOB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see IOB stock price BSE.

IOB Historical P/B Ratio — Book Value Per Share & Year-End Price

Indian Overseas Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.76 ₹19.21 ₹33.88 ₹36,991 Moderate
2025 2.16 ₹16.74 ₹36.13 ₹32,233 Moderate
2024 3.55 ₹14.58 ₹51.76 ₹27,561 High
2023 3.29 ₹13.16 ₹43.30 ₹24,876 High
2022 2.68 ₹11.96 ₹32.10 ₹22,598 Moderate

IOB vs Banks Peers — P/B Ratio Comparison

Indian Overseas Bank P/B 1.94 vs Banks average 1.46, median 1.34 — range 0.77–3.77.

Sector Average
1.46
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of Baroda BANKBARODA 0.77 ₹131,792 Low
Central Bank of India CENTRALBK 0.78 ₹28,964 Low
Bank of India BANKINDIA 0.8 ₹66,901 Low
Karnataka Bank KTKBANK 0.81 ₹10,410 Low
Punjab National Bank PNB 0.87 ₹128,445 Low
Suryoday Small Finance B… SURYODAY 0.94 ₹2,024 Low
Capital Small Finance Ba… CAPITALSFB 0.95 ₹1,365 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.96 ₹2,653 Low
Union Bank of India UNIONBANK 0.97 ₹134,298 Low
DCB Bank DCBBANK 0.98 ₹6,115 Low