India Shelter Finance Intrinsic Value
India Shelter Finance (INDIASHLTR) median intrinsic value is ₹473.78 from 9 valuation models (range ₹250–₹1431), vs current price ₹723.90 — -34.6% downside (Trading Above Calculated Value), margin of safety -52.8%. Read India Shelter Finance dividend payments for the complete payout history and dividend yield track record.
INDIASHLTR Valuation Methods Summary — DCF, Graham Number & P/E
India Shelter Finance intrinsic value across 9 models vs current price ₹723.90 — upside/downside and value range per method. For current market price and key ratios, visit INDIASHLTR screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹607.68 | ₹486.14 - ₹729.22 | -16.1% | EPS: ₹50.64, Sector P/E: 12x |
| Book Value Method | asset | ₹473.78 | ₹426.40 - ₹521.16 | -34.6% | Book Value/Share: ₹592.22, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹302.22 | ₹272.00 - ₹332.44 | -58.3% | Revenue/Share: ₹302.22, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹1103.70 | ₹993.33 - ₹1214.07 | +52.5% | EBITDA: ₹1192.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹324.10 | ₹291.69 - ₹356.51 | -55.2% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹417.27 | ₹375.54 - ₹459.00 | -42.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1431.11 | ₹1288.00 - ₹1574.22 | +97.7% | ROE: 17.3%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹821.45 | ₹739.31 - ₹903.60 | +13.5% | EPS: ₹50.64, BVPS: ₹592.22 |
| Dividend Yield Method | dividend | ₹250.00 | ₹225.00 - ₹275.00 | -65.5% | DPS: ₹10.00, Target Yield: 4.0% |
INDIASHLTR Intrinsic Value vs Market Price — All Valuation Models
India Shelter Finance fair value range ₹250–₹1431 vs current market price ₹723.90 across 9 valuation models. Analyse INDIASHLTR promoter holding to track promoter, FII and institutional holdings.
INDIASHLTR Intrinsic Value Analysis — Undervalued or Overvalued?
India Shelter Finance median intrinsic value ₹473.78, current price ₹723.90 — Trading Above Calculated Value by 34.6%, margin of safety -52.8%.
What is the intrinsic value of INDIASHLTR?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of India Shelter Finance (INDIASHLTR) is ₹473.78 (median value). With the current market price of ₹723.90, this represents a -34.6% variance from our estimated fair value.
The valuation range spans from ₹250.00 to ₹1431.11, indicating ₹250.00 - ₹1431.11.
Is INDIASHLTR undervalued or overvalued?
Based on our multi-method analysis, India Shelter Finance (INDIASHLTR) appears to be trading above calculated value by approximately 34.6%.
INDIASHLTR Financial Health — Key Ratios vs Industry Benchmarks
India Shelter Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.10 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 17.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 73.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.17x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDIASHLTR Cash Flow Quality — Operating & Free Cash Flow
India Shelter Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-1,185 Cr | ₹-1,238 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-1,435 Cr | ₹-1,466 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,232 Cr | ₹-1,350 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-852 Cr | ₹-852 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-495 Cr | ₹-588 Cr | Negative Cash Flow | 3/10 |