India Shelter Finance Intrinsic Value
INDIASHLTR • Financial Services
Current Stock Price
₹763.25
Primary Intrinsic Value
₹541.92
Market Cap
₹4122 Cr
-29.0%
Downside
Median Value
₹541.92
Value Range
₹273 - ₹1265
Assessment
Trading Above Calculated Value
Safety Margin
-40.8%
INDIASHLTR Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹541.92 | ₹433.54 - ₹650.30 | -29.0% | EPS: ₹45.16, Sector P/E: 12x |
| Book Value Method | asset | ₹401.33 | ₹361.20 - ₹441.46 | -47.4% | Book Value/Share: ₹501.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹273.33 | ₹246.00 - ₹300.66 | -64.2% | Revenue/Share: ₹273.33, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹1003.70 | ₹903.33 - ₹1104.07 | +31.5% | EBITDA: ₹1084.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹289.02 | ₹260.12 - ₹317.92 | -62.1% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹372.12 | ₹334.91 - ₹409.33 | -51.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1265.19 | ₹1138.67 - ₹1391.71 | +65.8% | ROE: 18.0%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹713.96 | ₹642.56 - ₹785.36 | -6.5% | EPS: ₹45.16, BVPS: ₹501.67 |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
INDIASHLTR Intrinsic Value Analysis
What is the intrinsic value of INDIASHLTR?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Shelter Finance (INDIASHLTR) is ₹541.92 (median value). With the current market price of ₹763.25, this represents a -29.0% variance from our estimated fair value.
The valuation range spans from ₹273.33 to ₹1265.19, indicating ₹273.33 - ₹1265.19.
Is INDIASHLTR undervalued or overvalued?
Based on our multi-method analysis, India Shelter Finance (INDIASHLTR) appears to be trading above calculated value by approximately 29.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.11 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 18.0% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 73.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.19x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for India Shelter Finance
Additional stock information and data for INDIASHLTR
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-1,435 Cr | ₹-1,466 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,232 Cr | ₹-1,350 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-852 Cr | ₹-852 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-495 Cr | ₹-588 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-421 Cr | ₹-421 Cr | Negative Cash Flow | 3/10 |