India Home Loans Intrinsic Value
India Home Loans (INDIAHOME) median intrinsic value is ₹10.71 from 8 valuation models (range ₹9–₹79), vs current price ₹31.43 — -65.9% downside (Trading Above Calculated Value), margin of safety -100.0%. Also explore INDIAHOME share price charts to track price trends across different timeframes.
INDIAHOME Valuation Methods Summary — DCF, Graham Number & P/E
India Home Loans intrinsic value across 8 models vs current price ₹31.43 — upside/downside and value range per method. For current market price and key ratios, visit India Home Loans share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹9.43 | ₹7.54 - ₹11.32 | -70.0% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹23.43 | ₹21.09 - ₹25.77 | -25.5% | Book Value/Share: ₹29.29, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹10.71 | ₹9.64 - ₹11.78 | -65.9% | Revenue/Share: ₹10.71, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹28.57 | ₹25.71 - ₹31.43 | -9.1% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹78.58 | ₹62.86 - ₹94.30 | +150.0% | CF Growth: 10.7%, Discount: 15% |
| PEG Ratio Method | growth | ₹9.43 | ₹8.49 - ₹10.37 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.43 | ₹8.49 - ₹10.37 | -70.0% | Revenue Growth: -16.6%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹9.43 | ₹8.49 - ₹10.37 | -70.0% | EPS: ₹0.10, BVPS: ₹29.29 |
INDIAHOME Intrinsic Value vs Market Price — All Valuation Models
India Home Loans fair value range ₹9–₹79 vs current market price ₹31.43 across 8 valuation models. Browse India Home Loans annual reports for revenue, profit, balance sheet and cash flow data.
INDIAHOME Intrinsic Value Analysis — Undervalued or Overvalued?
India Home Loans median intrinsic value ₹10.71, current price ₹31.43 — Trading Above Calculated Value by 65.9%, margin of safety -100.0%.
What is the intrinsic value of INDIAHOME?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Home Loans (INDIAHOME) is ₹10.71 (median value). With the current market price of ₹31.43, this represents a -65.9% variance from our estimated fair value.
The valuation range spans from ₹9.43 to ₹78.58, indicating ₹9.43 - ₹78.58.
Is INDIAHOME undervalued or overvalued?
Based on our multi-method analysis, India Home Loans (INDIAHOME) appears to be trading above calculated value by approximately 65.9%.
INDIAHOME Financial Health — Key Ratios vs Industry Benchmarks
India Home Loans financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.02 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Operating Margin | 54.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDIAHOME Cash Flow Quality — Operating & Free Cash Flow
India Home Loans operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹12 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹31 Cr | ₹31 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹35 Cr | ₹35 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹41 Cr | ₹41 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹8 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |