India Home Loans Intrinsic Value
INDIAHOME Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹10.65 | ₹8.52 - ₹12.78 | -70.0% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹23.43 | ₹21.09 - ₹25.77 | -34.0% | Book Value/Share: ₹29.29, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹10.71 | ₹9.64 - ₹11.78 | -69.8% | Revenue/Share: ₹10.71, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹28.57 | ₹25.71 - ₹31.43 | -19.5% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹88.77 | ₹71.02 - ₹106.52 | +150.0% | CF Growth: 10.7%, Discount: 15% |
| PEG Ratio Method | growth | ₹10.65 | ₹9.59 - ₹11.72 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹10.65 | ₹9.59 - ₹11.72 | -70.0% | Revenue Growth: -16.6%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹10.65 | ₹9.59 - ₹11.72 | -70.0% | EPS: ₹0.10, BVPS: ₹29.29 |
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Valuation Comparison Chart
INDIAHOME Intrinsic Value Analysis
What is the intrinsic value of INDIAHOME?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Home Loans (INDIAHOME) is ₹10.71 (median value). With the current market price of ₹35.51, this represents a -69.8% variance from our estimated fair value.
The valuation range spans from ₹10.65 to ₹88.77, indicating ₹10.65 - ₹88.77.
Is INDIAHOME undervalued or overvalued?
Based on our multi-method analysis, India Home Loans (INDIAHOME) appears to be trading above calculated value by approximately 69.8%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.02 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Operating Margin | 54.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for India Home Loans
Additional stock information and data for INDIAHOME
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹12 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹31 Cr | ₹31 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹35 Cr | ₹35 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹41 Cr | ₹41 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹8 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |