India Finsec Intrinsic Value
IFINSEC Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹91.20 | ₹72.96 - ₹109.44 | -49.7% | EPS: ₹7.60, Sector P/E: 12x |
| Book Value Method | asset | ₹44.41 | ₹39.97 - ₹48.85 | -75.5% | Book Value/Share: ₹55.52, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹54.39 | ₹48.95 - ₹59.83 | -70.0% | Revenue/Share: ₹28.97, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹110.34 | ₹99.31 - ₹121.37 | -39.1% | EBITDA: ₹64.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹54.39 | ₹48.95 - ₹59.83 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹62.62 | ₹56.36 - ₹68.88 | -65.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹99.31 | ₹89.38 - ₹109.24 | -45.2% | ROE: 14.9%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹97.43 | ₹87.69 - ₹107.17 | -46.3% | EPS: ₹7.60, BVPS: ₹55.52 |
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Valuation Comparison Chart
IFINSEC Intrinsic Value Analysis
What is the intrinsic value of IFINSEC?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Finsec (IFINSEC) is ₹91.20 (median value). With the current market price of ₹181.30, this represents a -49.7% variance from our estimated fair value.
The valuation range spans from ₹44.41 to ₹110.34, indicating ₹44.41 - ₹110.34.
Is IFINSEC undervalued or overvalued?
Based on our multi-method analysis, India Finsec (IFINSEC) appears to be trading above calculated value by approximately 49.7%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.10 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 14.9% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 75.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.23x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for India Finsec
Additional stock information and data for IFINSEC
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-29 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-15 Cr | ₹-15 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-90 Cr | ₹-90 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-42 Cr | ₹-43 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-5 Cr | ₹-9 Cr | Negative Cash Flow | 3/10 |