Ind Bank Housing Intrinsic Value
Ind Bank Housing (INDBNK) median intrinsic value is ₹24.96 from 5 valuation models (range ₹15–₹47), vs current price ₹49.70 — -49.8% downside (Trading Above Calculated Value), margin of safety -99.1%. For current market price and key ratios, visit Ind Bank Housing screener.
INDBNK Valuation Methods Summary — DCF, Graham Number & P/E
Ind Bank Housing intrinsic value across 5 models vs current price ₹49.70 — upside/downside and value range per method. Compare with INDBNK fair value estimate to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹46.80 | ₹37.44 - ₹56.16 | -5.8% | EPS: ₹3.90, Sector P/E: 12x |
| Revenue Multiple Method | revenue | ₹14.91 | ₹13.42 - ₹16.40 | -70.0% | Revenue/Share: ₹4.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹19.88 | ₹17.89 - ₹21.87 | -60.0% | EBITDA: ₹3.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹24.96 | ₹22.46 - ₹27.46 | -49.8% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹32.14 | ₹28.93 - ₹35.35 | -35.3% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
INDBNK Intrinsic Value vs Market Price — All Valuation Models
Ind Bank Housing fair value range ₹15–₹47 vs current market price ₹49.70 across 5 valuation models. Read INDBNK ex-dividend dates for the complete payout history and dividend yield track record.
INDBNK Intrinsic Value Analysis — Undervalued or Overvalued?
Ind Bank Housing median intrinsic value ₹24.96, current price ₹49.70 — Trading Above Calculated Value by 49.8%, margin of safety -99.1%.
What is the intrinsic value of INDBNK?
Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Ind Bank Housing (INDBNK) is ₹24.96 (median value). With the current market price of ₹49.70, this represents a -49.8% variance from our estimated fair value.
The valuation range spans from ₹14.91 to ₹46.80, indicating ₹14.91 - ₹46.80.
Is INDBNK undervalued or overvalued?
Based on our multi-method analysis, Ind Bank Housing (INDBNK) appears to be trading above calculated value by approximately 49.8%.
INDBNK Financial Health — Key Ratios vs Industry Benchmarks
Ind Bank Housing financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.36 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | -3.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDBNK Cash Flow Quality — Operating & Free Cash Flow
Ind Bank Housing operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |