IIFL Finance P/B Ratio

IIFL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.44
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.44
Current Price ₹443.20
Book Value/Share ₹1641.76
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹13,955 Cr
Share Capital ₹85 Cr
Reserves & Surplus ₹12,327 Cr
Outstanding Shares 85,000,000
Book Value per Share ₹1641.76

Valuation Signal

Signal Fairly Valued
Historical Avg 0.4
Historical Range 0.26 - 0.55
Percentile 100.0%

Sector Context

Sector Average -10.16
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for IIFL Finance

  • Current PB is 261.8% above historical average
  • Trading at premium to sector average PB of -10.16

P/B Ratio Historical Trend for IIFL Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.37 ₹1641.76 ₹610.50 ₹13,955 Low
2024 0.26 ₹1586.32 ₹413.50 ₹12,056 Low
2023 0.43 ₹1342.37 ₹581.00 ₹10,202 Low
2022 0.55 ₹851.32 ₹467.40 ₹6,470 Low
2021 0.38 ₹709.61 ₹271.40 ₹5,393 Low

Sector P/B Ratio Comparison

Comparing IIFL Finance with other companies in Financial Services sector
Sector Average
-10.16
Sector Median
-0.02
Lowest P/B
-320.39
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -320.39 ₹680 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.93 ₹9 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
CMX Holdings CMXLTD -5.3 ₹30 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low