IFL Enterprises Intrinsic Value
IFL Enterprises (IFL) median intrinsic value is ₹0.84 from 8 valuation models (range ₹0–₹1), vs current price ₹0.42 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit IFL stock live price.
IFL Valuation Methods Summary — DCF, Graham Number & P/E
IFL Enterprises intrinsic value across 8 models vs current price ₹0.42 — upside/downside and value range per method. Browse IFL income statement for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹0.48 | ₹0.38 - ₹0.58 | +14.3% | EPS: ₹0.04, Sector P/E: 12x |
| Book Value Method | asset | ₹1.05 | ₹0.95 - ₹1.16 | +150.0% | Book Value/Share: ₹10.40, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹0.84 | ₹0.76 - ₹0.92 | +100.0% | Revenue/Share: ₹4.80, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹0.84 | ₹0.76 - ₹0.92 | +100.0% | EBITDA: ₹4.00Cr, EV/EBITDA: 6x |
| PEG Ratio Method | growth | ₹0.26 | ₹0.23 - ₹0.29 | -38.1% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹0.33 | ₹0.30 - ₹0.36 | -21.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹0.84 | ₹0.76 - ₹0.92 | +100.0% | ROE: 5.1%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹1.26 | ₹1.13 - ₹1.39 | +200.0% | EPS: ₹0.04, BVPS: ₹10.40 |
IFL Intrinsic Value vs Market Price — All Valuation Models
IFL Enterprises fair value range ₹0–₹1 vs current market price ₹0.42 across 8 valuation models. Compare with IFL fair price to assess whether the stock is under or overvalued.
IFL Intrinsic Value Analysis — Undervalued or Overvalued?
IFL Enterprises median intrinsic value ₹0.84, current price ₹0.42 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of IFL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of IFL Enterprises (IFL) is ₹0.84 (median value). With the current market price of ₹0.42, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹0.26 to ₹1.26, indicating ₹0.26 - ₹1.26.
Is IFL undervalued or overvalued?
Based on our multi-method analysis, IFL Enterprises (IFL) appears to be trading below calculated value by approximately 100.0%.
IFL Financial Health — Key Ratios vs Industry Benchmarks
IFL Enterprises financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 23.75 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 5.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 14.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.35x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
IFL Cash Flow Quality — Operating & Free Cash Flow
IFL Enterprises operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-27 Cr | ₹-39 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-2 Cr | ₹-11 Cr | Negative Cash Flow | 3/10 |