IFL Enterprises Intrinsic Value

IFL • Commercial Services
Current Stock Price
₹0.55
Primary Intrinsic Value
₹0.48
Market Cap
₹4.1 Cr
+100.0% Upside
Median Value
₹1.10
Value Range
₹0 - ₹2
Assessment
Trading Below Calculated Value
Safety Margin
50.0%

IFL Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹0.48 ₹0.38 - ₹0.58 -12.7% EPS: ₹0.04, Sector P/E: 12x
Book Value Method asset ₹1.38 ₹1.24 - ₹1.52 +150.9% Book Value/Share: ₹10.40, P/B: 1.0x
Revenue Multiple Method revenue ₹1.10 ₹0.99 - ₹1.21 +100.0% Revenue/Share: ₹4.80, P/S: 0.8x
EBITDA Multiple Method earnings ₹1.10 ₹0.99 - ₹1.21 +100.0% EBITDA: ₹4.00Cr, EV/EBITDA: 6x
PEG Ratio Method growth ₹0.26 ₹0.23 - ₹0.29 -52.7% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹0.33 ₹0.30 - ₹0.36 -40.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹1.10 ₹0.99 - ₹1.21 +100.0% ROE: 5.1%, P/E Multiple: 10x
Graham Defensive Method conservative ₹1.65 ₹1.48 - ₹1.81 +200.0% EPS: ₹0.04, BVPS: ₹10.40
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check IFL share price latest .

Valuation Comparison Chart

IFL Intrinsic Value Analysis

What is the intrinsic value of IFL?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of IFL Enterprises (IFL) is ₹1.10 (median value). With the current market price of ₹0.55, this represents a +100.0% variance from our estimated fair value.

The valuation range spans from ₹0.26 to ₹1.65, indicating ₹0.26 - ₹1.65.

Is IFL undervalued or overvalued?

Based on our multi-method analysis, IFL Enterprises (IFL) appears to be trading below calculated value by approximately 100.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 23.75 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.31 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 5.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 14.0% Industry Standard: 20%+ Above 10% Indicates operational efficiency level
Asset Turnover Ratio 0.35x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-27 Cr ₹-39 Cr Negative Cash Flow 3/10
March 2024 ₹-2 Cr ₹-2 Cr Negative Cash Flow 3/10
March 2023 ₹-2 Cr ₹-11 Cr Negative Cash Flow 3/10