IDFC First Bank P/B Ratio
IDFC First Bank (IDFCFIRSTB) P/B ratio is 1.27 (Moderate), book value per share ₹52.11 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. Compare with IDFC First Bank value estimation to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
IDFCFIRSTB P/B Ratio — Valuation Insights & Book Value Analysis
IDFC First Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.27 (Moderate). For live price, earnings yield and the full fundamental profile, see IDFC First Bank stock price NSE.
- Current PB is 25.8% below historical average
IDFC First Bank P/B Ratio Historical Trend
IDFCFIRSTB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IDFCFIRSTB 52-week chart for the annual high/low range and current price position.
IDFCFIRSTB Historical P/B Ratio — Book Value Per Share & Year-End Price
IDFC First Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.64 | ₹52.11 | ₹85.61 | ₹38,156 | Moderate |
| 2024 | 1.38 | ₹45.65 | ₹63.14 | ₹32,274 | Moderate |
| 2023 | 2.28 | ₹39.06 | ₹88.90 | ₹25,848 | Moderate |
| 2022 | 1.73 | ₹33.9 | ₹58.80 | ₹21,082 | Moderate |
| 2021 | 1.53 | ₹31.54 | ₹48.35 | ₹17,900 | Moderate |
IDFCFIRSTB vs Banks Peers — P/B Ratio Comparison
IDFC First Bank P/B 1.27 vs Banks average 1.38, median 1.27 — range 0.78–3.79.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |