IDFC First Bank P/B Ratio
Current P/B Ratio
1.5
Moderate Valuation
Moderate - Reasonably valued relative to book value
IDFC First Bank (IDFCFIRSTB) P/B ratio is 1.5 (Moderate), book value per share ₹52.11 vs Banks average P/B of 1.47 — Moderate - Reasonably valued relative to book value. View IDFCFIRSTB 52-week chart for the annual high/low range and current price position.
Current Valuation Metrics
P/B Ratio
1.5
Current Price
₹80.79
Book Value/Share
₹52.11
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹38,156 Cr
Share Capital
₹7,322 Cr
Reserves & Surplus
₹30,834 Cr
Outstanding Shares
7,322,000,000
Book Value per Share
₹52.11
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.71
Historical Range
1.38 - 2.28
Percentile
20.0%
Sector Context
Sector Average
1.47
Sector Median
1.34
Sector Rank
#11 of 40
Sector Percentile
27.5%
IDFC First Bank P/B Ratio Historical Trend
IDFCFIRSTB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review IDFC First Bank price earnings to evaluate earnings-based valuation against sector peers.
IDFCFIRSTB Historical P/B Ratio — Book Value Per Share & Year-End Price
IDFC First Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.64 | ₹52.11 | ₹85.61 | ₹38,156 | Moderate |
| 2024 | 1.38 | ₹45.65 | ₹63.14 | ₹32,274 | Moderate |
| 2023 | 2.28 | ₹39.06 | ₹88.90 | ₹25,848 | Moderate |
| 2022 | 1.73 | ₹33.9 | ₹58.80 | ₹21,082 | Moderate |
| 2021 | 1.53 | ₹31.54 | ₹48.35 | ₹17,900 | Moderate |
IDFCFIRSTB vs Banks Peers — P/B Ratio Comparison
IDFC First Bank P/B 1.5 vs Banks average 1.47, median 1.34 — range 0.77–3.77.
Sector Average
1.47
Sector Median
1.34
Lowest P/B
0.77
Highest P/B
3.77
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.77 | ₹131,792 | Low |
| Central Bank of India | CENTRALBK | 0.78 | ₹28,964 | Low |
| Bank of India | BANKINDIA | 0.8 | ₹66,901 | Low |
| Karnataka Bank | KTKBANK | 0.81 | ₹10,410 | Low |
| Punjab National Bank | PNB | 0.87 | ₹128,445 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.94 | ₹2,024 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.95 | ₹1,365 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.96 | ₹2,653 | Low |
| Union Bank of India | UNIONBANK | 0.97 | ₹134,298 | Low |
| DCB Bank | DCBBANK | 0.98 | ₹6,115 | Low |