IDFC First Bank P/B Ratio

Current P/B Ratio
1.27
Moderate Valuation
Moderate - Reasonably valued relative to book value

IDFC First Bank (IDFCFIRSTB) P/B ratio is 1.27 (Moderate), book value per share ₹52.11 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. Compare with IDFC First Bank value estimation to assess whether the stock is under or overvalued.

Current Valuation Metrics

P/B Ratio 1.27
Current Price ₹71.48
Book Value/Share ₹52.11
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹38,156 Cr
Share Capital ₹7,322 Cr
Reserves & Surplus ₹30,834 Cr
Outstanding Shares 7,322,000,000
Book Value per Share ₹52.11

Valuation Signal

Signal Fairly Valued
Historical Avg 1.71
Historical Range 1.38 - 2.28
Percentile 0.0%

Sector Context

Sector Average 1.38
Sector Median 1.27
Sector Rank #11 of 40
Sector Percentile 27.5%

IDFCFIRSTB P/B Ratio — Valuation Insights & Book Value Analysis

IDFC First Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.27 (Moderate). For live price, earnings yield and the full fundamental profile, see IDFC First Bank stock price NSE.

  • Current PB is 25.8% below historical average

IDFC First Bank P/B Ratio Historical Trend

IDFCFIRSTB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IDFCFIRSTB 52-week chart for the annual high/low range and current price position.

IDFCFIRSTB Historical P/B Ratio — Book Value Per Share & Year-End Price

IDFC First Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.64 ₹52.11 ₹85.61 ₹38,156 Moderate
2024 1.38 ₹45.65 ₹63.14 ₹32,274 Moderate
2023 2.28 ₹39.06 ₹88.90 ₹25,848 Moderate
2022 1.73 ₹33.9 ₹58.80 ₹21,082 Moderate
2021 1.53 ₹31.54 ₹48.35 ₹17,900 Moderate

IDFCFIRSTB vs Banks Peers — P/B Ratio Comparison

IDFC First Bank P/B 1.27 vs Banks average 1.38, median 1.27 — range 0.78–3.79.

Sector Average
1.38
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.78 ₹66,474 Low
Karnataka Bank KTKBANK 0.79 ₹9,993 Low
Central Bank of India CENTRALBK 0.81 ₹28,304 Low
Suryoday Small Finance B… SURYODAY 0.83 ₹1,717 Low
Bank of Baroda BANKBARODA 0.83 ₹140,790 Low
Punjab National Bank PNB 0.83 ₹122,124 Low
ESAF Small Finance Bank ESAFSFB 0.84 ₹1,494 Low
Capital Small Finance Ba… CAPITALSFB 0.87 ₹1,281 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.88 ₹2,402 Low
South Indian Bank SOUTHBANK 0.93 ₹10,732 Low