IDBI Bank P/B Ratio
Current P/B Ratio
1.35
Moderate Valuation
Moderate - Reasonably valued relative to book value
IDBI Bank (IDBI) P/B ratio is 1.35 (Moderate), book value per share ₹57.46 vs Banks average P/B of 1.37 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see IDBI Bank share price chart.
Current Valuation Metrics
P/B Ratio
1.35
Current Price
₹73.49
Book Value/Share
₹57.46
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹61,785 Cr
Share Capital
₹10,752 Cr
Reserves & Surplus
₹50,868 Cr
Outstanding Shares
10,752,000,000
Book Value per Share
₹57.46
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.53
Historical Range
1.32 - 1.79
Percentile
20.0%
Sector Context
Sector Average
1.37
Sector Median
1.27
Sector Rank
#11 of 40
Sector Percentile
27.5%
IDBI Bank P/B Ratio Historical Trend
IDBI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with IDBI stock valuation models to assess whether the stock is under or overvalued.
IDBI Historical P/B Ratio — Book Value Per Share & Year-End Price
IDBI Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.79 | ₹57.46 | ₹102.99 | ₹61,785 | Moderate |
| 2024 | 1.61 | ₹47.64 | ₹76.49 | ₹51,226 | Moderate |
| 2023 | 1.56 | ₹43.21 | ₹67.40 | ₹46,458 | Moderate |
| 2022 | 1.37 | ₹39.71 | ₹54.35 | ₹42,700 | Moderate |
| 2021 | 1.32 | ₹35.1 | ₹46.40 | ₹37,741 | Moderate |
IDBI vs Banks Peers — P/B Ratio Comparison
IDBI Bank P/B 1.35 vs Banks average 1.37, median 1.27 — range 0.78–3.79.
Sector Average
1.37
Sector Median
1.27
Lowest P/B
0.78
Highest P/B
3.79
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of India | BANKINDIA | 0.78 | ₹66,474 | Low |
| Karnataka Bank | KTKBANK | 0.79 | ₹9,993 | Low |
| Central Bank of India | CENTRALBK | 0.81 | ₹28,304 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.83 | ₹1,717 | Low |
| Bank of Baroda | BANKBARODA | 0.83 | ₹140,790 | Low |
| Punjab National Bank | PNB | 0.83 | ₹122,124 | Low |
| ESAF Small Finance Bank | ESAFSFB | 0.84 | ₹1,494 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.87 | ₹1,281 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.88 | ₹2,402 | Low |
| South Indian Bank | SOUTHBANK | 0.93 | ₹10,732 | Low |