ICRA Intrinsic Value

ICRA • Financial Services
Current Stock Price
₹5115.50
Primary Intrinsic Value
₹2384.64
Market Cap
₹5116 Cr
-60.0% Downside
Median Value
₹2046.20
Value Range
₹1023 - ₹2688
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

ICRA Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹2384.64 ₹1907.71 - ₹2861.57 -53.4% EPS: ₹198.72, Sector P/E: 12x
Book Value Method asset ₹1023.10 ₹920.79 - ₹1125.41 -80.0% Book Value/Share: ₹1058.00, P/B: 0.8x
Revenue Multiple Method revenue ₹1534.65 ₹1381.19 - ₹1688.12 -70.0% Revenue/Share: ₹632.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹2046.20 ₹1841.58 - ₹2250.82 -60.0% EBITDA: ₹276.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹2046.20 ₹1636.96 - ₹2455.44 -60.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹1534.65 ₹1381.19 - ₹1688.12 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹1637.45 ₹1473.71 - ₹1801.20 -68.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹2688.00 ₹2419.20 - ₹2956.80 -47.5% ROE: 18.1%, P/E Multiple: 14x
Graham Defensive Method conservative ₹2116.00 ₹1904.40 - ₹2327.60 -58.6% EPS: ₹198.72, BVPS: ₹1058.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Valuation Comparison Chart

ICRA Intrinsic Value Analysis

What is the intrinsic value of ICRA?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of ICRA (ICRA) is ₹2046.20 (median value). With the current market price of ₹5115.50, this represents a -60.0% variance from our estimated fair value.

The valuation range spans from ₹1023.10 to ₹2688.00, indicating ₹1023.10 - ₹2688.00.

Is ICRA undervalued or overvalued?

Based on our multi-method analysis, ICRA (ICRA) appears to be trading above calculated value by approximately 60.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 19.12 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Return on Equity 18.1% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 36.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.49x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹145 Cr ₹137 Cr Positive Free Cash Flow 8/10
March 2024 ₹107 Cr ₹107 Cr Positive Free Cash Flow 8/10
March 2023 ₹99 Cr ₹61 Cr Positive Free Cash Flow 8/10
March 2022 ₹97 Cr ₹61 Cr Positive Free Cash Flow 8/10
March 2021 ₹76 Cr ₹60 Cr Positive Free Cash Flow 8/10