Home First Finance Company Intrinsic Value
HOMEFIRST Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹564.00 | ₹451.20 - ₹676.80 | -45.6% | EPS: ₹47.00, Sector P/E: 12x |
| Book Value Method | asset | ₹1120.44 | ₹1008.40 - ₹1232.48 | +8.0% | Book Value/Share: ₹1400.56, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹976.67 | ₹879.00 - ₹1074.34 | -5.8% | Revenue/Share: ₹976.67, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹2074.20 | ₹1866.78 - ₹2281.62 | +100.0% | EBITDA: ₹1401.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹752.00 | ₹676.80 - ₹827.20 | -27.5% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹404.20 | ₹363.78 - ₹444.62 | -61.0% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹2074.20 | ₹1866.78 - ₹2281.62 | +100.0% | ROE: 18.0%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹1217.00 | ₹1095.30 - ₹1338.70 | +17.3% | EPS: ₹47.00, BVPS: ₹1400.56 |
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Valuation Comparison Chart
HOMEFIRST Intrinsic Value Analysis
What is the intrinsic value of HOMEFIRST?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Home First Finance Company (HOMEFIRST) is ₹1120.44 (median value). With the current market price of ₹1037.10, this represents a +8.0% variance from our estimated fair value.
The valuation range spans from ₹404.20 to ₹2074.20, indicating ₹404.20 - ₹2074.20.
Is HOMEFIRST undervalued or overvalued?
Based on our multi-method analysis, Home First Finance Company (HOMEFIRST) appears to be trading near calculated value by approximately 8.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 4.84 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 18.0% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 80.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Home First Finance Company
Additional stock information and data for HOMEFIRST
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-2,198 Cr | ₹-2,198 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,908 Cr | ₹-2,017 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,469 Cr | ₹-1,603 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-807 Cr | ₹-807 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-223 Cr | ₹-531 Cr | Negative Cash Flow | 3/10 |