HDB Financial Services P/B Ratio
HDBFS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.23
High Valuation
High - Premium to book value, growth expectations or asset-light model
Current Valuation Metrics
P/B Ratio
3.23
Current Price
₹700.15
Book Value/Share
₹198.74
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹15,820 Cr
Share Capital
₹796 Cr
Reserves & Surplus
₹15,024 Cr
Outstanding Shares
796,000,000
Book Value per Share
₹198.74
Valuation Signal
Signal
Overvalued
Historical Avg
3.85
Historical Range
3.85 - 3.85
Percentile
0.0%
Sector Context
Sector Average
-11.01
Sector Median
-0.02
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for HDB Financial Services
- Stock appears overvalued with PB of 3.23, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of -11.01
View the current stock price of HDB Financial Services for more insights.
P/B Ratio Historical Trend for HDB Financial Services
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for HDB Financial Services
Additional stock information and data for HDBFS
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 3.85 | ₹198.74 | ₹765.55 | ₹15,820 | High |
Sector P/B Ratio Comparison
Comparing HDB Financial Services with other companies in Financial Services sector
Sector Average
-11.01
Sector Median
-0.02
Lowest P/B
-357.02
Highest P/B
0.14
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -357.02 | ₹782 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -33.87 | ₹24 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -11.46 | ₹12 | Low |
| CMX Holdings | CMXLTD | -6.26 | ₹35 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Kiduja India | KIDUJA | -2.05 | ₹49 | Low |