Gujarat State Financial Corp Intrinsic Value
Gujarat State Financial Corp (GUJSTATFIN) median intrinsic value is ₹7.98 from 2 valuation models (range ₹3–₹8), vs current price ₹10.85 — -26.5% downside (Trading Above Calculated Value), margin of safety -36.0%. For current market price and key ratios, visit Gujarat State Financial Corp share price chart.
GUJSTATFIN Valuation Methods Summary — DCF, Graham Number & P/E
Gujarat State Financial Corp intrinsic value across 2 models vs current price ₹10.85 — upside/downside and value range per method. Browse Gujarat State Financial Corp annual reports for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Revenue Multiple Method | revenue | ₹3.25 | ₹2.93 - ₹3.58 | -70.0% | Revenue/Share: ₹1.91, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹7.98 | ₹7.18 - ₹8.78 | -26.5% | EBITDA: ₹15.00Cr, EV/EBITDA: 5x |
GUJSTATFIN Intrinsic Value vs Market Price — All Valuation Models
Gujarat State Financial Corp fair value range ₹3–₹8 vs current market price ₹10.85 across 2 valuation models. Compare with Gujarat State Financial Corp value estimation to assess whether the stock is under or overvalued.
GUJSTATFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Gujarat State Financial Corp median intrinsic value ₹7.98, current price ₹10.85 — Trading Above Calculated Value by 26.5%, margin of safety -36.0%.
What is the intrinsic value of GUJSTATFIN?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of Gujarat State Financial Corp (GUJSTATFIN) is ₹7.98 (median value). With the current market price of ₹10.85, this represents a -26.5% variance from our estimated fair value.
The valuation range spans from ₹3.25 to ₹7.98, indicating ₹3.25 - ₹7.98.
Is GUJSTATFIN undervalued or overvalued?
Based on our multi-method analysis, Gujarat State Financial Corp (GUJSTATFIN) appears to be trading above calculated value by approximately 26.5%.
GUJSTATFIN Financial Health — Key Ratios vs Industry Benchmarks
Gujarat State Financial Corp financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.00 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 4.1% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -507.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.08x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GUJSTATFIN Cash Flow Quality — Operating & Free Cash Flow
Gujarat State Financial Corp operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-14 Cr | ₹-14 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-12 Cr | ₹-12 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-8 Cr | ₹-8 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-14 Cr | ₹-14 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |