Gujarat State Financial Corp Intrinsic Value

GUJSTATFIN • Financial Services
Current Stock Price
₹12.24
Primary Intrinsic Value
₹3.67
Market Cap
₹115.1 Cr
-53.7% Downside
Median Value
₹5.67
Value Range
₹4 - ₹6
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

GUJSTATFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Revenue Multiple Method revenue ₹3.67 ₹3.30 - ₹4.04 -70.0% Revenue/Share: ₹1.91, P/S: 1.0x
EBITDA Multiple Method earnings ₹5.67 ₹5.10 - ₹6.24 -53.7% EBITDA: ₹15.00Cr, EV/EBITDA: 5x
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check GUJSTATFIN share price latest .

Valuation Comparison Chart

GUJSTATFIN Intrinsic Value Analysis

What is the intrinsic value of GUJSTATFIN?

Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of Gujarat State Financial Corp (GUJSTATFIN) is ₹5.67 (median value). With the current market price of ₹12.24, this represents a -53.7% variance from our estimated fair value.

The valuation range spans from ₹3.67 to ₹5.67, indicating ₹3.67 - ₹5.67.

Is GUJSTATFIN undervalued or overvalued?

Based on our multi-method analysis, Gujarat State Financial Corp (GUJSTATFIN) appears to be trading above calculated value by approximately 53.7%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.00 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio -0.07 Industry Standard: <0.5 Below 0.5 Indicates financial leverage level
Return on Equity 4.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin -461.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.08x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-14 Cr ₹-14 Cr Negative Cash Flow 3/10
March 2024 ₹-12 Cr ₹-12 Cr Negative Cash Flow 3/10
March 2023 ₹-8 Cr ₹-8 Cr Negative Cash Flow 3/10
March 2022 ₹-14 Cr ₹-14 Cr Negative Cash Flow 3/10
March 2021 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10