GSB Finance Intrinsic Value
GSBFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹18.67 | ₹16.80 - ₹20.54 | -44.3% | Book Value/Share: ₹23.33, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹10.05 | ₹9.05 - ₹11.06 | -70.0% | Revenue/Share: ₹1.67, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹83.75 | ₹67.00 - ₹100.50 | +150.0% | CF Growth: 15.0%, Discount: 15% |
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Valuation Comparison Chart
GSBFIN Intrinsic Value Analysis
What is the intrinsic value of GSBFIN?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of GSB Finance (GSBFIN) is ₹18.67 (median value). With the current market price of ₹33.50, this represents a -44.3% variance from our estimated fair value.
The valuation range spans from ₹10.05 to ₹83.75, indicating ₹10.05 - ₹83.75.
Is GSBFIN undervalued or overvalued?
Based on our multi-method analysis, GSB Finance (GSBFIN) appears to be trading above calculated value by approximately 44.3%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.07 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Operating Margin | -11.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for GSB Finance
Additional stock information and data for GSBFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |