Gowra Leasing & Finance Intrinsic Value
Gowra Leasing & Finance (GOWRALE) median intrinsic value is ₹110.00 from 8 valuation models (range ₹25–₹174), vs current price ₹83.00 — +32.5% upside (Trading Below Calculated Value), margin of safety 24.5%. For current market price and key ratios, visit GOWRALE stock overview.
GOWRALE Valuation Methods Summary — DCF, Graham Number & P/E
Gowra Leasing & Finance intrinsic value across 8 models vs current price ₹83.00 — upside/downside and value range per method. Browse Gowra Leasing & Finance financial data for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹130.80 | ₹104.64 - ₹156.96 | +57.6% | EPS: ₹10.90, Sector P/E: 12x |
| Book Value Method | asset | ₹44.00 | ₹39.60 - ₹48.40 | -47.0% | Book Value/Share: ₹55.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹24.90 | ₹22.41 - ₹27.39 | -70.0% | Revenue/Share: ₹20.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹83.33 | ₹75.00 - ₹91.66 | +0.4% | EBITDA: ₹10.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹174.40 | ₹156.96 - ₹191.84 | +110.1% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹93.74 | ₹84.37 - ₹103.11 | +12.9% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹116.67 | ₹105.00 - ₹128.34 | +40.6% | ROE: 15.2%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹110.00 | ₹99.00 - ₹121.00 | +32.5% | EPS: ₹10.90, BVPS: ₹55.00 |
GOWRALE Intrinsic Value vs Market Price — All Valuation Models
Gowra Leasing & Finance fair value range ₹25–₹174 vs current market price ₹83.00 across 8 valuation models. Compare with GOWRALE fair value to assess whether the stock is under or overvalued.
GOWRALE Intrinsic Value Analysis — Undervalued or Overvalued?
Gowra Leasing & Finance median intrinsic value ₹110.00, current price ₹83.00 — Trading Below Calculated Value by 32.5%, margin of safety 24.5%.
What is the intrinsic value of GOWRALE?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Gowra Leasing & Finance (GOWRALE) is ₹110.00 (median value). With the current market price of ₹83.00, this represents a +32.5% variance from our estimated fair value.
The valuation range spans from ₹24.90 to ₹174.40, indicating ₹24.90 - ₹174.40.
Is GOWRALE undervalued or overvalued?
Based on our multi-method analysis, Gowra Leasing & Finance (GOWRALE) appears to be trading below calculated value by approximately 32.5%.
GOWRALE Financial Health — Key Ratios vs Industry Benchmarks
Gowra Leasing & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 15.2% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 87.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.22x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GOWRALE Cash Flow Quality — Operating & Free Cash Flow
Gowra Leasing & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-33 Cr | ₹-33 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |