Gowra Leasing & Finance Intrinsic Value

GOWRALE • Financial Services
Current Stock Price
₹103.55
Primary Intrinsic Value
₹164.40
Market Cap
₹62.1 Cr
+13.8% Upside
Median Value
₹117.82
Value Range
₹31 - ₹219
Assessment
Trading Below Median Value
Safety Margin
12.1%

GOWRALE Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹164.40 ₹131.52 - ₹197.28 +58.8% EPS: ₹13.70, Sector P/E: 12x
Book Value Method asset ₹44.00 ₹39.60 - ₹48.40 -57.5% Book Value/Share: ₹55.00, P/B: 0.8x
Revenue Multiple Method revenue ₹31.06 ₹27.95 - ₹34.17 -70.0% Revenue/Share: ₹18.33, P/S: 1.0x
EBITDA Multiple Method earnings ₹74.17 ₹66.75 - ₹81.59 -28.4% EBITDA: ₹10.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹219.20 ₹197.28 - ₹241.12 +111.7% EPS Growth: 20.0%, Fair P/E: 16.0x
Growth Adjusted P/E growth ₹117.82 ₹106.04 - ₹129.60 +13.8% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹140.00 ₹126.00 - ₹154.00 +35.2% ROE: 18.2%, P/E Multiple: 14x
Graham Defensive Method conservative ₹110.00 ₹99.00 - ₹121.00 +6.2% EPS: ₹13.70, BVPS: ₹55.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check GOWRALE share price latest .

Valuation Comparison Chart

GOWRALE Intrinsic Value Analysis

What is the intrinsic value of GOWRALE?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Gowra Leasing & Finance (GOWRALE) is ₹117.82 (median value). With the current market price of ₹103.55, this represents a +13.8% variance from our estimated fair value.

The valuation range spans from ₹31.06 to ₹219.20, indicating ₹31.06 - ₹219.20.

Is GOWRALE undervalued or overvalued?

Based on our multi-method analysis, Gowra Leasing & Finance (GOWRALE) appears to be trading below median value by approximately 13.8%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.67 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 18.2% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 86.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.20x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-33 Cr ₹-33 Cr Negative Cash Flow 3/10
March 2024 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10
March 2023 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10