Goenka Business & Finance Intrinsic Value
Goenka Business & Finance (GBFL) median intrinsic value is ₹22.15 from 4 valuation models (range ₹21–₹26), vs current price ₹10.40 — +113.0% upside (Trading Below Calculated Value), margin of safety 53.0%. Analyse GBFL FII DII holdings to track promoter, FII and institutional holdings.
GBFL Valuation Methods Summary — DCF, Graham Number & P/E
Goenka Business & Finance intrinsic value across 4 models vs current price ₹10.40 — upside/downside and value range per method. Read GBFL ex-dividend dates for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹22.15 | ₹19.93 - ₹24.37 | +113.0% | Book Value/Share: ₹27.69, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹20.80 | ₹18.72 - ₹22.88 | +100.0% | Revenue/Share: ₹60.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹20.80 | ₹18.72 - ₹22.88 | +100.0% | EBITDA: ₹16.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹26.00 | ₹20.80 - ₹31.20 | +150.0% | CF Growth: 15.0%, Discount: 15% |
GBFL Intrinsic Value vs Market Price — All Valuation Models
Goenka Business & Finance fair value range ₹21–₹26 vs current market price ₹10.40 across 4 valuation models. For current market price and key ratios, visit GBFL share price screener.
GBFL Intrinsic Value Analysis — Undervalued or Overvalued?
Goenka Business & Finance median intrinsic value ₹22.15, current price ₹10.40 — Trading Below Calculated Value by 113.0%, margin of safety 53.0%.
What is the intrinsic value of GBFL?
Based on our comprehensive analysis using 4 different valuation methods, the estimated intrinsic value of Goenka Business & Finance (GBFL) is ₹22.15 (median value). With the current market price of ₹10.40, this represents a +113.0% variance from our estimated fair value.
The valuation range spans from ₹20.80 to ₹26.00, indicating ₹20.80 - ₹26.00.
Is GBFL undervalued or overvalued?
Based on our multi-method analysis, Goenka Business & Finance (GBFL) appears to be trading below calculated value by approximately 113.0%.
GBFL Financial Health — Key Ratios vs Industry Benchmarks
Goenka Business & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 19.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | -2.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 18.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GBFL Cash Flow Quality — Operating & Free Cash Flow
Goenka Business & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-6 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-10 Cr | ₹-10 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |