Gilada Finance & Investments Intrinsic Value

GILADAFINS • Financial Services
Current Stock Price
₹12.32
Primary Intrinsic Value
₹18.00
Market Cap
₹8.6 Cr
+93.1% Upside
Median Value
₹23.79
Value Range
₹10 - ₹34
Assessment
Trading Below Calculated Value
Safety Margin
48.2%

GILADAFINS Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹18.00 ₹14.40 - ₹21.60 +46.1% EPS: ₹1.50, Sector P/E: 12x
Book Value Method asset ₹27.43 ₹24.69 - ₹30.17 +122.6% Book Value/Share: ₹34.29, P/B: 0.8x
Revenue Multiple Method revenue ₹10.00 ₹9.00 - ₹11.00 -18.8% Revenue/Share: ₹10.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹23.79 ₹21.41 - ₹26.17 +93.1% EBITDA: ₹4.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹30.80 ₹24.64 - ₹36.96 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹9.60 ₹8.64 - ₹10.56 -22.1% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹12.90 ₹11.61 - ₹14.19 +4.7% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹24.64 ₹22.18 - ₹27.10 +100.0% ROE: 8.3%, P/E Multiple: 10x
Graham Defensive Method conservative ₹34.02 ₹30.62 - ₹37.42 +176.1% EPS: ₹1.50, BVPS: ₹34.29
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

GILADAFINS Intrinsic Value Analysis

What is the intrinsic value of GILADAFINS?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Gilada Finance & Investments (GILADAFINS) is ₹23.79 (median value). With the current market price of ₹12.32, this represents a +93.1% variance from our estimated fair value.

The valuation range spans from ₹9.60 to ₹34.02, indicating ₹9.60 - ₹34.02.

Is GILADAFINS undervalued or overvalued?

Based on our multi-method analysis, Gilada Finance & Investments (GILADAFINS) appears to be trading below calculated value by approximately 93.1%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.10 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.46 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 8.3% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 59.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.20x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2024 ₹-7 Cr ₹-7 Cr Negative Cash Flow 3/10
March 2023 ₹-3 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2022 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10