Geojit Financial Services Intrinsic Value
GEOJITFSL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹38.40 | ₹30.72 - ₹46.08 | -47.3% | EPS: ₹3.20, Sector P/E: 12x |
| Book Value Method | asset | ₹182.18 | ₹163.96 - ₹200.40 | +150.0% | Book Value/Share: ₹444.29, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹145.74 | ₹131.17 - ₹160.31 | +100.0% | Revenue/Share: ₹247.14, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹145.74 | ₹131.17 - ₹160.31 | +100.0% | EBITDA: ₹168.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹182.18 | ₹145.74 - ₹218.62 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹21.86 | ₹19.67 - ₹24.05 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹26.37 | ₹23.73 - ₹29.01 | -63.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹145.74 | ₹131.17 - ₹160.31 | +100.0% | ROE: 7.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹178.85 | ₹160.97 - ₹196.74 | +145.4% | EPS: ₹3.20, BVPS: ₹444.29 |
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Valuation Comparison Chart
GEOJITFSL Intrinsic Value Analysis
What is the intrinsic value of GEOJITFSL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Geojit Financial Services (GEOJITFSL) is ₹145.74 (median value). With the current market price of ₹72.87, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹21.86 to ₹182.18, indicating ₹21.86 - ₹182.18.
Is GEOJITFSL undervalued or overvalued?
Based on our multi-method analysis, Geojit Financial Services (GEOJITFSL) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 14.35 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.64 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 7.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 23.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.34x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Geojit Financial Services
Additional stock information and data for GEOJITFSL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹167 Cr | ₹157 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-124 Cr | ₹-132 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹38 Cr | ₹30 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹83 Cr | ₹76 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-120 Cr | ₹-120 Cr | Negative Cash Flow | 3/10 |