Geojit Financial Services Intrinsic Value
GEOJITFSL • Capital Markets
Current Stock Price
₹58.68
Primary Intrinsic Value
₹38.40
Market Cap
₹164.3 Cr
+100.0%
Upside
Median Value
₹117.36
Value Range
₹20 - ₹176
Assessment
Trading Below Calculated Value
Safety Margin
50.0%
GEOJITFSL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹38.40 | ₹30.72 - ₹46.08 | -34.6% | EPS: ₹3.20, Sector P/E: 12x |
| Book Value Method | asset | ₹146.70 | ₹132.03 - ₹161.37 | +150.0% | Book Value/Share: ₹444.29, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹117.36 | ₹105.62 - ₹129.10 | +100.0% | Revenue/Share: ₹247.14, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹117.36 | ₹105.62 - ₹129.10 | +100.0% | EBITDA: ₹168.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹146.70 | ₹117.36 - ₹176.04 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹20.48 | ₹18.43 - ₹22.53 | -65.1% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹26.37 | ₹23.73 - ₹29.01 | -55.1% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹117.36 | ₹105.62 - ₹129.10 | +100.0% | ROE: 7.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹176.04 | ₹158.44 - ₹193.64 | +200.0% | EPS: ₹3.20, BVPS: ₹444.29 |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
GEOJITFSL Intrinsic Value Analysis
What is the intrinsic value of GEOJITFSL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Geojit Financial Services (GEOJITFSL) is ₹117.36 (median value). With the current market price of ₹58.68, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹20.48 to ₹176.04, indicating ₹20.48 - ₹176.04.
Is GEOJITFSL undervalued or overvalued?
Based on our multi-method analysis, Geojit Financial Services (GEOJITFSL) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 14.35 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 7.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 23.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.34x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Geojit Financial Services
Additional stock information and data for GEOJITFSL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹167 Cr | ₹157 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-124 Cr | ₹-132 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹38 Cr | ₹30 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹83 Cr | ₹76 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-120 Cr | ₹-120 Cr | Negative Cash Flow | 3/10 |