Geojit Financial Services Intrinsic Value

GEOJITFSL • Capital Markets
Current Stock Price
₹66.06
Primary Intrinsic Value
₹38.40
Market Cap
₹185.0 Cr
+100.0% Upside
Median Value
₹132.12
Value Range
₹20 - ₹179
Assessment
Trading Below Calculated Value
Safety Margin
50.0%

GEOJITFSL Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹38.40 ₹30.72 - ₹46.08 -41.9% EPS: ₹3.20, Sector P/E: 12x
Book Value Method asset ₹165.15 ₹148.64 - ₹181.67 +150.0% Book Value/Share: ₹444.29, P/B: 1.0x
Revenue Multiple Method revenue ₹132.12 ₹118.91 - ₹145.33 +100.0% Revenue/Share: ₹247.14, P/S: 0.8x
EBITDA Multiple Method earnings ₹132.12 ₹118.91 - ₹145.33 +100.0% EBITDA: ₹168.00Cr, EV/EBITDA: 6x
Simple DCF (5Y) dcf ₹165.15 ₹132.12 - ₹198.18 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹20.48 ₹18.43 - ₹22.53 -69.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹26.37 ₹23.73 - ₹29.01 -60.1% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹132.12 ₹118.91 - ₹145.33 +100.0% ROE: 7.7%, P/E Multiple: 10x
Graham Defensive Method conservative ₹178.85 ₹160.97 - ₹196.74 +170.7% EPS: ₹3.20, BVPS: ₹444.29
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check GEOJITFSL share price latest .

Valuation Comparison Chart

GEOJITFSL Intrinsic Value Analysis

What is the intrinsic value of GEOJITFSL?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Geojit Financial Services (GEOJITFSL) is ₹132.12 (median value). With the current market price of ₹66.06, this represents a +100.0% variance from our estimated fair value.

The valuation range spans from ₹20.48 to ₹178.85, indicating ₹20.48 - ₹178.85.

Is GEOJITFSL undervalued or overvalued?

Based on our multi-method analysis, Geojit Financial Services (GEOJITFSL) appears to be trading below calculated value by approximately 100.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 14.35 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.64 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 7.7% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 23.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.34x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹167 Cr ₹157 Cr Positive Free Cash Flow 8/10
March 2024 ₹-124 Cr ₹-132 Cr Negative Cash Flow 3/10
March 2023 ₹38 Cr ₹30 Cr Positive Free Cash Flow 8/10
March 2022 ₹83 Cr ₹76 Cr Positive Free Cash Flow 8/10
March 2021 ₹-120 Cr ₹-120 Cr Negative Cash Flow 3/10