Garbi Finvest Intrinsic Value

GARBIFIN • Financial Services
Current Stock Price
₹13.35
Primary Intrinsic Value
₹16.80
Market Cap
₹16.0 Cr
+25.8% Upside
Median Value
₹16.80
Value Range
₹4 - ₹40
Assessment
Trading Below Calculated Value
Safety Margin
20.5%

GARBIFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹16.80 ₹13.44 - ₹20.16 +25.8% EPS: ₹1.40, Sector P/E: 12x
Book Value Method asset ₹33.38 ₹30.04 - ₹36.72 +150.0% Book Value/Share: ₹63.33, P/B: 0.8x
Revenue Multiple Method revenue ₹4.17 ₹3.75 - ₹4.59 -68.8% Revenue/Share: ₹4.17, P/S: 1.0x
Simple DCF (5Y) dcf ₹33.38 ₹26.70 - ₹40.06 +150.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹8.96 ₹8.06 - ₹9.86 -32.9% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹11.20 ₹10.08 - ₹12.32 -16.1% Revenue Growth: -30.0%, Adj P/E: 8.0x
Graham Defensive Method conservative ₹40.05 ₹36.05 - ₹44.05 +200.0% EPS: ₹1.40, BVPS: ₹63.33
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check GARBIFIN share price latest .

Valuation Comparison Chart

GARBIFIN Intrinsic Value Analysis

What is the intrinsic value of GARBIFIN?

Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Garbi Finvest (GARBIFIN) is ₹16.80 (median value). With the current market price of ₹13.35, this represents a +25.8% variance from our estimated fair value.

The valuation range spans from ₹4.17 to ₹40.05, indicating ₹4.17 - ₹40.05.

Is GARBIFIN undervalued or overvalued?

Based on our multi-method analysis, Garbi Finvest (GARBIFIN) appears to be trading below calculated value by approximately 25.8%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.25 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.05 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 2.6% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 1233.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.06x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹5 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2024 ₹-3 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2023 ₹8 Cr ₹5 Cr Positive Free Cash Flow 8/10
March 2022 ₹33 Cr ₹17 Cr Positive Free Cash Flow 7/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10