Fusion Finance Intrinsic Value

FUSION • Financial Services
Current Stock Price
₹138.24
Primary Intrinsic Value
₹130.14
Market Cap
₹1396 Cr
+18.9% Upside
Median Value
₹164.36
Value Range
₹130 - ₹176
Assessment
Trading Below Median Value
Safety Margin
15.9%

FUSION Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹130.14 ₹117.13 - ₹143.15 -5.9% Book Value/Share: ₹162.67, P/B: 0.8x
Revenue Multiple Method revenue ₹176.04 ₹158.44 - ₹193.64 +27.3% Revenue/Share: ₹176.04, P/S: 1.0x
EBITDA Multiple Method earnings ₹164.36 ₹147.92 - ₹180.80 +18.9% EBITDA: ₹332.00Cr, EV/EBITDA: 5x
Method Types: Earnings Asset DCF Growth Dividend Conservative

Valuation Comparison Chart

FUSION Intrinsic Value Analysis

What is the intrinsic value of FUSION?

Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Fusion Finance (FUSION) is ₹164.36 (median value). With the current market price of ₹138.24, this represents a +18.9% variance from our estimated fair value.

The valuation range spans from ₹130.14 to ₹176.04, indicating ₹130.14 - ₹176.04.

Is FUSION undervalued or overvalued?

Based on our multi-method analysis, Fusion Finance (FUSION) appears to be trading below median value by approximately 18.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.16 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity -16.1% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 16.0% Industry Standard: 20%+ Above 10% Indicates operational efficiency level
Asset Turnover Ratio 0.21x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹1,448 Cr ₹1,448 Cr Positive Free Cash Flow 8/10
March 2024 ₹-1,350 Cr ₹-1,350 Cr Negative Cash Flow 3/10
March 2023 ₹-1,663 Cr ₹-1,663 Cr Negative Cash Flow 3/10
March 2022 ₹-1,641 Cr ₹-1,641 Cr Negative Cash Flow 3/10
March 2021 ₹-793 Cr ₹-793 Cr Negative Cash Flow 3/10