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Fino Payments Bank Dividend & Ex-dividend History

FINOPB • No Dividend Payments
No Dividend Data Available

Fino Payments Bank (FINOPB) has not declared any dividends from 01-January-1990.

Related Analysis

FINOPB Capital Gains vs Banks Sector Dividend Yield

Fino Payments Bank Revenue, Net Profit & Cash Flow — No Dividend Payout

FINOPB revenue, net profit, operating cash flow and free cash flow — earnings retained for reinvestment rather than dividend distribution.

Profitability

Revenue (None) ₹1,441 Cr
Net Profit ₹21 Cr
Profit Margin 1.5%
Profits retained for growth

Cash Generation

Operating Cash Flow ₹-307 Cr
Free Cash Flow ₹246 Cr
Available for reinvestment or dividends

Banks Sector Dividend Yield & Payout Landscape

FINOPB vs Banks peers — sector dividend payout rate, average yield and companies paying dividends.

95.0%
Companies Pay Dividends
1.1%
Average Dividend Yield
4.83%
Highest Yield
20
Total Companies Analyzed

Top Dividend-Paying Companies in Banks

HDFC Bank
HDFCBANK
2.11%
ICICI Bank
ICICIBANK
0.57%
State Bank of India
SBIN
0.99%
Kotak Bank
KOTAKBANK
0.32%
Axis Bank
AXISBANK
0.17%

FINOPB Sector Peers Paying Dividends — Banks

Dividend-paying stocks in the Banks sector with yield, ex-dividend date and dividend per share — income investing alternatives to Fino Payments Bank.

Central Bank of India

CENTRALBK • 6.0% yield

Last dividend: March 2026

View Dividend History

Bank of Baroda

BANKBARODA • 3.68% yield

Last dividend: March 2026

View Dividend History

Canara Bank

CANBK • 3.36% yield

Last dividend: March 2026

View Dividend History

Union Bank of India

UNIONBANK • 2.77% yield

Last dividend: March 2026

View Dividend History

Punjab National Bank

PNB • 2.57% yield

Last dividend: March 2026

View Dividend History

Banks Sector — Dividend vs Non-Dividend Stock Returns

1-year price return comparison: dividend-paying peers vs non-dividend peers in the Banks sector including FINOPB.

Dividend-Paying Peers

Average Price Return -3.54%
AU Small Finance Bank
0.11% dividend yield
18.36%
Axis Bank
0.09% dividend yield
-2.73%
Bandhan Bank
0.94% dividend yield
-0.83%

Non-Dividend Peers

Average Price Return -25.68%
CSB Bank
No dividend payments
-25.68%

FINOPB — STCG, LTCG & TDS on Dividends Compared

Capital gains tax rates (STCG, LTCG) on Fino Payments Bank vs TDS on dividend income — tax treatment for Indian investors.

Capital Gains Tax

Long-term (>1 year) 10.0%
LTCG Exemption ₹100,000
Short-term (<1 year) 15.0%
Long-term capital gains (>1 year holding) taxed at 10% above ₹1 lakh exemption

Dividend Tax

TDS Rate 10.0%
Tax Treatment Added to Income
Dividends are subject to TDS at 10% if annual dividend exceeds ₹5,000

Frequently Asked Questions

Q: Why doesn't Fino Payments Bank pay dividends?

Based on available financial data, Fino Payments Bank retains its earnings for business operations and growth. The company reported ₹21 crores in net profit for None, which has been retained rather than distributed as dividends. Companies typically retain earnings to fund expansion, reduce debt, or build cash reserves.

Q: How does this compare to other companies in Banks?

In the Banks sector, 95.0% of companies currently pay dividends with an average yield of 1.1%. Fino Payments Bank is among the 1 companies in our database that don't pay dividends.

Q: What returns have investors received instead of dividends?

Historical price performance data is not available for detailed analysis.

Q: Should I invest in this stock if I want income?
This stock provides returns through price appreciation rather than dividend income. For income-focused investors:
  • Consider the tax efficiency of capital gains vs. dividends for your situation
  • Look at dividend-paying alternatives in the same sector
  • Consider combining growth stocks with dividend stocks for a balanced portfolio
Q: What's the tax difference between capital gains and dividends?
Current tax rates in India:
  • Dividend income: 10% TDS (if annual dividend exceeds ₹5,000), added to taxable income
  • Long-term capital gains: 10% on gains above ₹1,00,000
  • Short-term capital gains: 15% flat rate
For many investors, long-term capital gains can be more tax-efficient than dividend income.