Federal Bank Intrinsic Value
Federal Bank (FEDERALBNK) median intrinsic value is ₹594.57 from 9 valuation models (range ₹139–₹810), vs current price ₹324.05 — +83.5% upside (Trading Below Calculated Value), margin of safety 45.5%. For current market price and key ratios, visit FEDERALBNK share price.
FEDERALBNK Valuation Methods Summary — DCF, Graham Number & P/E
Federal Bank intrinsic value across 9 models vs current price ₹324.05 — upside/downside and value range per method. Browse FEDERALBNK financial statements for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹261.12 | ₹208.90 - ₹313.34 | -19.4% | EPS: ₹21.76, Sector P/E: 12x |
| Book Value Method | asset | ₹577.65 | ₹519.88 - ₹635.42 | +78.3% | Book Value/Share: ₹722.06, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹648.10 | ₹583.29 - ₹712.91 | +100.0% | Revenue/Share: ₹744.03, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹648.10 | ₹583.29 - ₹712.91 | +100.0% | EBITDA: ₹6856.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹810.12 | ₹648.10 - ₹972.14 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹139.26 | ₹125.33 - ₹153.19 | -57.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹179.30 | ₹161.37 - ₹197.23 | -44.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹648.10 | ₹583.29 - ₹712.91 | +100.0% | ROE: 15.7%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹594.57 | ₹535.11 - ₹654.03 | +83.5% | EPS: ₹21.76, BVPS: ₹722.06 |
FEDERALBNK Intrinsic Value vs Market Price — All Valuation Models
Federal Bank fair value range ₹139–₹810 vs current market price ₹324.05 across 9 valuation models. Also explore FEDERALBNK share price data to track price trends across different timeframes.
FEDERALBNK Intrinsic Value Analysis — Undervalued or Overvalued?
Federal Bank median intrinsic value ₹594.57, current price ₹324.05 — Trading Below Calculated Value by 83.5%, margin of safety 45.5%.
What is the intrinsic value of FEDERALBNK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Federal Bank (FEDERALBNK) is ₹594.57 (median value). With the current market price of ₹324.05, this represents a +83.5% variance from our estimated fair value.
The valuation range spans from ₹139.26 to ₹810.12, indicating ₹139.26 - ₹810.12.
Is FEDERALBNK undervalued or overvalued?
Based on our multi-method analysis, Federal Bank (FEDERALBNK) appears to be trading below calculated value by approximately 83.5%.
FEDERALBNK Financial Health — Key Ratios vs Industry Benchmarks
Federal Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 15.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 62.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDERALBNK Cash Flow Quality — Operating & Free Cash Flow
Federal Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹8,801 Cr | ₹6,902 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹6,431 Cr | ₹1,975 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹489 Cr | ₹-4,441 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-7,774 Cr | ₹-7,774 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹11,179 Cr | ₹9,223 Cr | Positive Free Cash Flow | 8/10 |