Federal Bank Intrinsic Value
Federal Bank (FEDERALBNK) median intrinsic value is ₹665.50 from 10 valuation models (range ₹100–₹832), vs current price ₹332.75 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Check Federal Bank market worth to track the company's total market size over time.
FEDERALBNK Valuation Methods Summary — DCF, Graham Number & P/E
Federal Bank intrinsic value across 10 models vs current price ₹332.75 — upside/downside and value range per method. See FEDERALBNK P/B ratio history to compare market price against book value per share.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹261.12 | ₹208.90 - ₹313.34 | -21.5% | EPS: ₹21.76, Sector P/E: 12x |
| Book Value Method | asset | ₹667.13 | ₹600.42 - ₹733.84 | +100.5% | Book Value/Share: ₹833.91, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹665.50 | ₹598.95 - ₹732.05 | +100.0% | Revenue/Share: ₹741.01, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹665.50 | ₹598.95 - ₹732.05 | +100.0% | EBITDA: ₹6856.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹831.88 | ₹665.50 - ₹998.26 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹139.26 | ₹125.33 - ₹153.19 | -58.1% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹179.30 | ₹161.37 - ₹197.23 | -46.1% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹665.50 | ₹598.95 - ₹732.05 | +100.0% | ROE: 13.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹638.97 | ₹575.07 - ₹702.87 | +92.0% | EPS: ₹21.76, BVPS: ₹833.91 |
| Dividend Yield Method | dividend | ₹99.83 | ₹89.85 - ₹109.81 | -70.0% | DPS: ₹1.20, Target Yield: 4.0% |
FEDERALBNK Intrinsic Value vs Market Price — All Valuation Models
Federal Bank fair value range ₹100–₹832 vs current market price ₹332.75 across 10 valuation models. For current market price and key ratios, visit FEDERALBNK share price.
FEDERALBNK Intrinsic Value Analysis — Undervalued or Overvalued?
Federal Bank median intrinsic value ₹665.50, current price ₹332.75 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of FEDERALBNK?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Federal Bank (FEDERALBNK) is ₹665.50 (median value). With the current market price of ₹332.75, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹99.83 to ₹831.88, indicating ₹99.83 - ₹831.88.
Is FEDERALBNK undervalued or overvalued?
Based on our multi-method analysis, Federal Bank (FEDERALBNK) appears to be trading below calculated value by approximately 100.0%.
FEDERALBNK Financial Health — Key Ratios vs Industry Benchmarks
Federal Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 62.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDERALBNK Cash Flow Quality — Operating & Free Cash Flow
Federal Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹4,349 Cr | ₹-1,210 Cr | Positive Operating Cash Flow | 6/10 |
| March 2025 | ₹8,801 Cr | ₹6,902 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹6,431 Cr | ₹1,975 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹489 Cr | ₹-4,441 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-7,774 Cr | ₹-7,774 Cr | Negative Cash Flow | 3/10 |