Federal Bank Intrinsic Value
FEDERALBNK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹193.92 | ₹155.14 - ₹232.70 | -34.3% | EPS: ₹16.16, Sector P/E: 12x |
| Book Value Method | asset | ₹577.65 | ₹519.88 - ₹635.42 | +95.8% | Book Value/Share: ₹722.06, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹589.90 | ₹530.91 - ₹648.89 | +100.0% | Revenue/Share: ₹677.96, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹559.27 | ₹503.34 - ₹615.20 | +89.6% | EBITDA: ₹5492.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹737.38 | ₹589.90 - ₹884.86 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹103.42 | ₹93.08 - ₹113.76 | -64.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹133.16 | ₹119.84 - ₹146.48 | -54.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹589.90 | ₹530.91 - ₹648.89 | +100.0% | ROE: 11.5%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹512.39 | ₹461.15 - ₹563.63 | +73.7% | EPS: ₹16.16, BVPS: ₹722.06 |
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Valuation Comparison Chart
FEDERALBNK Intrinsic Value Analysis
What is the intrinsic value of FEDERALBNK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Federal Bank (FEDERALBNK) is ₹559.27 (median value). With the current market price of ₹294.95, this represents a +89.6% variance from our estimated fair value.
The valuation range spans from ₹103.42 to ₹737.38, indicating ₹103.42 - ₹737.38.
Is FEDERALBNK undervalued or overvalued?
Based on our multi-method analysis, Federal Bank (FEDERALBNK) appears to be trading below calculated value by approximately 89.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 11.5% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 65.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Federal Bank
Additional stock information and data for FEDERALBNK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹8,801 Cr | ₹6,902 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹6,431 Cr | ₹1,975 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹489 Cr | ₹-4,441 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-7,774 Cr | ₹-7,774 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹11,179 Cr | ₹9,223 Cr | Positive Free Cash Flow | 8/10 |