Fedbank Financial Services Intrinsic Value
Fedbank Financial Services (FEDFINA) median intrinsic value is ₹73.11 from 8 valuation models (range ₹52–₹161), vs current price ₹146.23 — -50.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Fedbank Financial Services stock price NSE .
FEDFINA Valuation Methods Summary — DCF, Graham Number & P/E
Fedbank Financial Services intrinsic value across 8 models vs current price ₹146.23 — upside/downside and value range per method. Also explore Fedbank Financial Services stock price data download to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹72.72 | ₹58.18 - ₹87.26 | -50.3% | EPS: ₹6.06, Sector P/E: 12x |
| Book Value Method | asset | ₹62.59 | ₹56.33 - ₹68.85 | -57.2% | Book Value/Share: ₹78.24, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹55.61 | ₹50.05 - ₹61.17 | -62.0% | Revenue/Share: ₹55.61, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹161.23 | ₹145.11 - ₹177.35 | +10.3% | EBITDA: ₹1206.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹96.96 | ₹87.26 - ₹106.66 | -33.7% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹52.12 | ₹46.91 - ₹57.33 | -64.4% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹73.11 | ₹65.80 - ₹80.42 | -50.0% | ROE: 7.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹103.28 | ₹92.95 - ₹113.61 | -29.4% | EPS: ₹6.06, BVPS: ₹78.24 |
FEDFINA Intrinsic Value vs Market Price — All Valuation Models
Fedbank Financial Services fair value range ₹52–₹161 vs current market price ₹146.23 across 8 valuation models. Read FEDFINA dividend payout details for the complete payout history and dividend yield track record.
FEDFINA Intrinsic Value Analysis — Undervalued or Overvalued?
Fedbank Financial Services median intrinsic value ₹73.11, current price ₹146.23 — Trading Above Calculated Value by 50.0%, margin of safety -100.0%.
What is the intrinsic value of FEDFINA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Fedbank Financial Services (FEDFINA) is ₹73.11 (median value). With the current market price of ₹146.23, this represents a -50.0% variance from our estimated fair value.
The valuation range spans from ₹52.12 to ₹161.23, indicating ₹52.12 - ₹161.23.
Is FEDFINA undervalued or overvalued?
Based on our multi-method analysis, Fedbank Financial Services (FEDFINA) appears to be trading above calculated value by approximately 50.0%.
FEDFINA Financial Health — Key Ratios vs Industry Benchmarks
Fedbank Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 7.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 57.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.12x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDFINA Cash Flow Quality — Operating & Free Cash Flow
Fedbank Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-978 Cr | ₹-978 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-776 Cr | ₹-826 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,474 Cr | ₹-1,539 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-578 Cr | ₹-787 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-371 Cr | ₹-407 Cr | Negative Cash Flow | 3/10 |