Fedbank Financial Services Intrinsic Value
Fedbank Financial Services (FEDFINA) median intrinsic value is ₹110.40 from 8 valuation models (range ₹59–₹186), vs current price ₹153.64 — -28.1% downside (Trading Above Calculated Value), margin of safety -39.2%. Browse Fedbank Financial Services financial data for revenue, profit, balance sheet and cash flow data.
FEDFINA Valuation Methods Summary — DCF, Graham Number & P/E
Fedbank Financial Services intrinsic value across 8 models vs current price ₹153.64 — upside/downside and value range per method. Also explore Fedbank Financial Services stock price data download to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹110.40 | ₹88.32 - ₹132.48 | -28.1% | EPS: ₹9.20, Sector P/E: 12x |
| Book Value Method | asset | ₹62.59 | ₹56.33 - ₹68.85 | -59.3% | Book Value/Share: ₹78.24, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹59.47 | ₹53.52 - ₹65.42 | -61.3% | Revenue/Share: ₹59.47, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹186.10 | ₹167.49 - ₹204.71 | +21.1% | EBITDA: ₹1392.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹147.20 | ₹132.48 - ₹161.92 | -4.2% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹79.12 | ₹71.21 - ₹87.03 | -48.5% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹109.09 | ₹98.18 - ₹120.00 | -29.0% | ROE: 11.6%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹127.26 | ₹114.53 - ₹139.99 | -17.2% | EPS: ₹9.20, BVPS: ₹78.24 |
FEDFINA Intrinsic Value vs Market Price — All Valuation Models
Fedbank Financial Services fair value range ₹59–₹186 vs current market price ₹153.64 across 8 valuation models. For current market price and key ratios, visit FEDFINA screener.
FEDFINA Intrinsic Value Analysis — Undervalued or Overvalued?
Fedbank Financial Services median intrinsic value ₹110.40, current price ₹153.64 — Trading Above Calculated Value by 28.1%, margin of safety -39.2%.
What is the intrinsic value of FEDFINA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Fedbank Financial Services (FEDFINA) is ₹110.40 (median value). With the current market price of ₹153.64, this represents a -28.1% variance from our estimated fair value.
The valuation range spans from ₹59.47 to ₹186.10, indicating ₹59.47 - ₹186.10.
Is FEDFINA undervalued or overvalued?
Based on our multi-method analysis, Fedbank Financial Services (FEDFINA) appears to be trading above calculated value by approximately 28.1%.
FEDFINA Financial Health — Key Ratios vs Industry Benchmarks
Fedbank Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 11.6% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 63.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDFINA Cash Flow Quality — Operating & Free Cash Flow
Fedbank Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-978 Cr | ₹-978 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-776 Cr | ₹-826 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,474 Cr | ₹-1,539 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-578 Cr | ₹-787 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-371 Cr | ₹-407 Cr | Negative Cash Flow | 3/10 |