Fedbank Financial Services Intrinsic Value
FEDFINA Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹79.20 | ₹63.36 - ₹95.04 | -50.9% | EPS: ₹6.60, Sector P/E: 12x |
| Book Value Method | asset | ₹54.63 | ₹49.17 - ₹60.09 | -66.1% | Book Value/Share: ₹68.28, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹56.92 | ₹51.23 - ₹62.61 | -64.7% | Revenue/Share: ₹56.92, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹137.95 | ₹124.15 - ₹151.75 | -14.4% | EBITDA: ₹1252.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹98.95 | ₹89.06 - ₹108.85 | -38.6% | EPS Growth: 18.7%, Fair P/E: 15.0x |
| Growth Adjusted P/E | growth | ₹56.76 | ₹51.08 - ₹62.44 | -64.8% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹80.58 | ₹72.52 - ₹88.64 | -50.0% | ROE: 9.7%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹100.70 | ₹90.63 - ₹110.77 | -37.5% | EPS: ₹6.60, BVPS: ₹68.28 |
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Valuation Comparison Chart
FEDFINA Intrinsic Value Analysis
What is the intrinsic value of FEDFINA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Fedbank Financial Services (FEDFINA) is ₹80.58 (median value). With the current market price of ₹161.17, this represents a -50.0% variance from our estimated fair value.
The valuation range spans from ₹54.63 to ₹137.95, indicating ₹54.63 - ₹137.95.
Is FEDFINA undervalued or overvalued?
Based on our multi-method analysis, Fedbank Financial Services (FEDFINA) appears to be trading above calculated value by approximately 50.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.16 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 5.20 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 9.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 59.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Fedbank Financial Services
Additional stock information and data for FEDFINA
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-978 Cr | ₹-978 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-776 Cr | ₹-826 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,474 Cr | ₹-1,539 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-578 Cr | ₹-787 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-371 Cr | ₹-407 Cr | Negative Cash Flow | 3/10 |