Emerald Finance P/B Ratio

Current P/B Ratio
2.4
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Emerald Finance (EMERALD) P/B ratio is 2.4 (Moderate), book value per share ₹27.71 vs Financial Services average P/B of -3.59 — High - Premium to book value, growth expectations or asset-light model. Read EMERALD dividend payout details for the complete payout history and dividend yield track record.

Current Valuation Metrics

P/B Ratio 2.4
Current Price ₹64.69
Book Value/Share ₹27.71
Exchange BSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹97 Cr
Share Capital ₹35 Cr
Reserves & Surplus ₹62 Cr
Outstanding Shares 35,000,000
Book Value per Share ₹27.71

Valuation Signal

Signal Fairly Valued
Historical Avg 3.39
Historical Range 1.58 - 7.87
Percentile 60.0%

Sector Context

Sector Average -3.59
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

EMERALD P/B Ratio — Valuation Insights & Book Value Analysis

Emerald Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 2.4 (Moderate). For live price, earnings yield and the full fundamental profile, see Emerald Finance share price today.

  • Current PB is 29.3% below historical average
  • Trading at premium to sector average PB of -3.59

Emerald Finance P/B Ratio Historical Trend

EMERALD annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore Emerald Finance intrinsic worth to estimate fundamental worth using multiple valuation models.

EMERALD Historical P/B Ratio — Book Value Per Share & Year-End Price

Emerald Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 2.33 ₹27.71 ₹64.69 ₹97 Moderate
2025 3.24 ₹24.57 ₹79.50 ₹86 High
2024 7.87 ₹16.0 ₹125.90 ₹48 High
2023 1.58 ₹14.67 ₹23.19 ₹44 Moderate
2022 1.95 ₹13.1 ₹25.50 ₹38 Moderate

EMERALD vs Financial Services Peers — P/B Ratio Comparison

Emerald Finance P/B 2.4 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.

Sector Average
-3.59
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.6 ₹22 Low
CMX Holdings CMXLTD -3.78 ₹25 Low
Gujarat Lease Financing GLFL -3.58 ₹14 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.18 ₹47 Low