Emerald Finance P/B Ratio
Emerald Finance (EMERALD) P/B ratio is 2.39 (Moderate), book value per share ₹24.57 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. Compare with Emerald Finance value estimation to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
EMERALD P/B Ratio — Valuation Insights & Book Value Analysis
Emerald Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 2.39 (Moderate). View EMERALD price range for the annual high/low range and current price position.
- Current PB is 27.2% below historical average
- Trading at premium to sector average PB of -3.85
Emerald Finance P/B Ratio Historical Trend
EMERALD annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Emerald Finance share price today.
EMERALD Historical P/B Ratio — Book Value Per Share & Year-End Price
Emerald Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 3.24 | ₹24.57 | ₹79.50 | ₹86 | High |
| 2024 | 7.87 | ₹16.0 | ₹125.90 | ₹48 | High |
| 2023 | 1.58 | ₹14.67 | ₹23.19 | ₹44 | Moderate |
| 2022 | 1.95 | ₹13.1 | ₹25.50 | ₹38 | Moderate |
| 2021 | 1.78 | ₹18.89 | ₹33.63 | ₹17 | Moderate |
EMERALD vs Financial Services Peers — P/B Ratio Comparison
Emerald Finance P/B 2.39 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |