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EFC Intrinsic Value

EFC (EFCIL) median intrinsic value is ₹325.00 from 9 valuation models (range ₹103–₹477), vs current price ₹190.99 — +70.2% upside (Trading Below Calculated Value), margin of safety 41.2%. Browse EFCIL complete financial statements for revenue, profit, balance sheet and cash flow data.

Current Stock Price
₹190.99
Primary Intrinsic Value
₹193.92
Market Cap
₹382.0 Cr
+70.2% Upside
Median Value
₹325.00
Value Range
₹103 - ₹477
Assessment
Trading Below Calculated Value
Safety Margin
41.2%

EFCIL Valuation Methods Summary — DCF, Graham Number & P/E

EFC intrinsic value across 9 models vs current price ₹190.99 — upside/downside and value range per method. For current market price and key ratios, visit EFCIL share price.

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹193.92 ₹155.14 - ₹232.70 +1.5% EPS: ₹16.16, Sector P/E: 12x
Book Value Method asset ₹290.50 ₹261.45 - ₹319.55 +52.1% Book Value/Share: ₹290.50, P/B: 1.0x
Revenue Multiple Method revenue ₹381.98 ₹343.78 - ₹420.18 +100.0% Revenue/Share: ₹514.00, P/S: 0.8x
EBITDA Multiple Method earnings ₹381.98 ₹343.78 - ₹420.18 +100.0% EBITDA: ₹452.00Cr, EV/EBITDA: 6x
Simple DCF (5Y) dcf ₹477.48 ₹381.98 - ₹572.98 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹103.42 ₹93.08 - ₹113.76 -45.9% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹133.16 ₹119.84 - ₹146.48 -30.3% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹381.98 ₹343.78 - ₹420.18 +100.0% ROE: 39.2%, P/E Multiple: 16x
Graham Defensive Method conservative ₹325.00 ₹292.50 - ₹357.50 +70.2% EPS: ₹16.16, BVPS: ₹290.50
Method Types: Earnings Asset DCF Growth Dividend Conservative

EFCIL Intrinsic Value vs Market Price — All Valuation Models

EFC fair value range ₹103–₹477 vs current market price ₹190.99 across 9 valuation models. Also explore EFC share price performance to track price trends across different timeframes.

EFCIL Intrinsic Value Analysis — Undervalued or Overvalued?

EFC median intrinsic value ₹325.00, current price ₹190.99 — Trading Below Calculated Value by 70.2%, margin of safety 41.2%.

What is the intrinsic value of EFCIL?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of EFC (EFCIL) is ₹325.00 (median value). With the current market price of ₹190.99, this represents a +70.2% variance from our estimated fair value.

The valuation range spans from ₹103.42 to ₹477.48, indicating ₹103.42 - ₹477.48.

Is EFCIL undervalued or overvalued?

Based on our multi-method analysis, EFC (EFCIL) appears to be trading below calculated value by approximately 70.2%.

EFCIL Financial Health — Key Ratios vs Industry Benchmarks

EFC financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.60 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 39.2% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 44.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.61x Industry Standard: 1.0x+ Above 0.5x Measures asset utilization efficiency

EFCIL Cash Flow Quality — Operating & Free Cash Flow

EFC operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹134 Cr ₹82 Cr Positive Free Cash Flow 8/10
March 2024 ₹11 Cr ₹-117 Cr Positive Operating Cash Flow 6/10
March 2023 ₹-51 Cr ₹-69 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10