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EFC Intrinsic Value

EFC (EFCIL) median intrinsic value is ₹339.43 from 9 valuation models (range ₹130–₹512), vs current price ₹204.70 — +65.8% upside (Trading Below Calculated Value), margin of safety 39.7%. For current market price and key ratios, visit EFCIL share price.

Current Stock Price
₹204.70
Primary Intrinsic Value
₹242.88
Market Cap
₹573.2 Cr
+65.8% Upside
Median Value
₹339.43
Value Range
₹130 - ₹512
Assessment
Trading Below Calculated Value
Safety Margin
39.7%

EFCIL Valuation Methods Summary — DCF, Graham Number & P/E

EFC intrinsic value across 9 models vs current price ₹204.70 — upside/downside and value range per method. Read EFCIL ex-dividend dates for the complete payout history and dividend yield track record.

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹242.88 ₹194.30 - ₹291.46 +18.7% EPS: ₹20.24, Sector P/E: 12x
Book Value Method asset ₹288.21 ₹259.39 - ₹317.03 +40.8% Book Value/Share: ₹288.21, P/B: 1.0x
Revenue Multiple Method revenue ₹339.43 ₹305.49 - ₹373.37 +65.8% Revenue/Share: ₹424.29, P/S: 0.8x
EBITDA Multiple Method earnings ₹409.40 ₹368.46 - ₹450.34 +100.0% EBITDA: ₹592.00Cr, EV/EBITDA: 6x
Simple DCF (5Y) dcf ₹511.75 ₹409.40 - ₹614.10 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹129.54 ₹116.59 - ₹142.49 -36.7% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹166.78 ₹150.10 - ₹183.46 -18.5% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹409.40 ₹368.46 - ₹450.34 +100.0% ROE: 34.2%, P/E Multiple: 16x
Graham Defensive Method conservative ₹362.29 ₹326.06 - ₹398.52 +77.0% EPS: ₹20.24, BVPS: ₹288.21
Method Types: Earnings Asset DCF Growth Dividend Conservative

EFCIL Intrinsic Value vs Market Price — All Valuation Models

EFC fair value range ₹130–₹512 vs current market price ₹204.70 across 9 valuation models. Analyse EFC ownership structure to track promoter, FII and institutional holdings.

EFCIL Intrinsic Value Analysis — Undervalued or Overvalued?

EFC median intrinsic value ₹339.43, current price ₹204.70 — Trading Below Calculated Value by 65.8%, margin of safety 39.7%.

What is the intrinsic value of EFCIL?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of EFC (EFCIL) is ₹339.43 (median value). With the current market price of ₹204.70, this represents a +65.8% variance from our estimated fair value.

The valuation range spans from ₹129.54 to ₹511.75, indicating ₹129.54 - ₹511.75.

Is EFCIL undervalued or overvalued?

Based on our multi-method analysis, EFC (EFCIL) appears to be trading below calculated value by approximately 65.8%.

EFCIL Financial Health — Key Ratios vs Industry Benchmarks

EFC financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.60 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 34.2% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 49.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.44x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

EFCIL Cash Flow Quality — Operating & Free Cash Flow

EFC operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹134 Cr ₹82 Cr Positive Free Cash Flow 8/10
March 2024 ₹11 Cr ₹-117 Cr Positive Operating Cash Flow 6/10
March 2023 ₹-51 Cr ₹-69 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10