Dharani Finance Intrinsic Value
Dharani Finance (DHARFIN) median intrinsic value is ₹16.80 from 8 valuation models (range ₹4–₹25), vs current price ₹9.30 — +80.6% upside (Trading Below Calculated Value), margin of safety 44.6%. For current market price and key ratios, visit Dharani Finance stock price NSE .
DHARFIN Valuation Methods Summary — DCF, Graham Number & P/E
Dharani Finance intrinsic value across 8 models vs current price ₹9.30 — upside/downside and value range per method. Browse DHARFIN financial statements for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹16.80 | ₹13.44 - ₹20.16 | +80.6% | EPS: ₹1.40, Sector P/E: 12x |
| Book Value Method | asset | ₹16.00 | ₹14.40 - ₹17.60 | +72.0% | Book Value/Share: ₹20.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹4.00 | ₹3.60 - ₹4.40 | -57.0% | Revenue/Share: ₹4.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹8.30 | ₹7.47 - ₹9.13 | -10.8% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹22.40 | ₹20.16 - ₹24.64 | +140.9% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹12.04 | ₹10.84 - ₹13.24 | +29.5% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹18.60 | ₹16.74 - ₹20.46 | +100.0% | ROE: 10.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹25.10 | ₹22.59 - ₹27.61 | +169.9% | EPS: ₹1.40, BVPS: ₹20.00 |
DHARFIN Intrinsic Value vs Market Price — All Valuation Models
Dharani Finance fair value range ₹4–₹25 vs current market price ₹9.30 across 8 valuation models. Compare with DHARFIN DCF to assess whether the stock is under or overvalued.
DHARFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Dharani Finance median intrinsic value ₹16.80, current price ₹9.30 — Trading Below Calculated Value by 80.6%, margin of safety 44.6%.
What is the intrinsic value of DHARFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Dharani Finance (DHARFIN) is ₹16.80 (median value). With the current market price of ₹9.30, this represents a +80.6% variance from our estimated fair value.
The valuation range spans from ₹4.00 to ₹25.10, indicating ₹4.00 - ₹25.10.
Is DHARFIN undervalued or overvalued?
Based on our multi-method analysis, Dharani Finance (DHARFIN) appears to be trading below calculated value by approximately 80.6%.
DHARFIN Financial Health — Key Ratios vs Industry Benchmarks
Dharani Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.00 | Industry Standard: <0.5 | Below 1.0 | Indicates financial leverage level |
| Return on Equity | 10.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 63.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
DHARFIN Cash Flow Quality — Operating & Free Cash Flow
Dharani Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2020 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |