Dharani Finance Intrinsic Value
Dharani Finance (DHARFIN) median intrinsic value is ₹16.00 from 8 valuation models (range ₹4–₹22), vs current price ₹12.36 — +29.4% upside (Trading Below Calculated Value), margin of safety 22.8%. For current market price and key ratios, visit Dharani Finance share price screener.
DHARFIN Valuation Methods Summary — DCF, Graham Number & P/E
Dharani Finance intrinsic value across 8 models vs current price ₹12.36 — upside/downside and value range per method. Analyse Dharani Finance ownership pattern to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.32 | ₹10.66 - ₹15.98 | +7.8% | EPS: ₹1.11, Sector P/E: 12x |
| Book Value Method | asset | ₹16.00 | ₹14.40 - ₹17.60 | +29.4% | Book Value/Share: ₹20.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3.71 | ₹3.34 - ₹4.08 | -70.0% | Revenue/Share: ₹2.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹10.00 | ₹9.00 - ₹11.00 | -19.1% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹17.76 | ₹15.98 - ₹19.54 | +43.7% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹9.15 | ₹8.24 - ₹10.07 | -26.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | +61.8% | ROE: 10.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹22.35 | ₹20.12 - ₹24.59 | +80.8% | EPS: ₹1.11, BVPS: ₹20.00 |
DHARFIN Intrinsic Value vs Market Price — All Valuation Models
Dharani Finance fair value range ₹4–₹22 vs current market price ₹12.36 across 8 valuation models. Read Dharani Finance dividend payments for the complete payout history and dividend yield track record.
DHARFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Dharani Finance median intrinsic value ₹16.00, current price ₹12.36 — Trading Below Calculated Value by 29.4%, margin of safety 22.8%.
What is the intrinsic value of DHARFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Dharani Finance (DHARFIN) is ₹16.00 (median value). With the current market price of ₹12.36, this represents a +29.4% variance from our estimated fair value.
The valuation range spans from ₹3.71 to ₹22.35, indicating ₹3.71 - ₹22.35.
Is DHARFIN undervalued or overvalued?
Based on our multi-method analysis, Dharani Finance (DHARFIN) appears to be trading below calculated value by approximately 29.4%.
DHARFIN Financial Health — Key Ratios vs Industry Benchmarks
Dharani Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 10.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
DHARFIN Cash Flow Quality — Operating & Free Cash Flow
Dharani Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2020 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |