Dharani Finance Intrinsic Value
Dharani Finance (DHARFIN) median intrinsic value is ₹14.40 from 8 valuation models (range ₹4–₹23), vs current price ₹11.95 — +20.5% upside (Trading Below Calculated Value), margin of safety 17.0%. Check DHARFIN company valuation to track the company's total market size over time.
DHARFIN Valuation Methods Summary — DCF, Graham Number & P/E
Dharani Finance intrinsic value across 8 models vs current price ₹11.95 — upside/downside and value range per method. For current market price and key ratios, visit Dharani Finance share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹14.40 | ₹11.52 - ₹17.28 | +20.5% | EPS: ₹1.20, Sector P/E: 12x |
| Book Value Method | asset | ₹16.00 | ₹14.40 - ₹17.60 | +33.9% | Book Value/Share: ₹20.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3.58 | ₹3.22 - ₹3.94 | -70.0% | Revenue/Share: ₹2.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹10.00 | ₹9.00 - ₹11.00 | -16.3% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹7.68 | ₹6.91 - ₹8.45 | -35.7% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.89 | ₹8.90 - ₹10.88 | -17.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | +67.4% | ROE: 10.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹23.24 | ₹20.92 - ₹25.56 | +94.5% | EPS: ₹1.20, BVPS: ₹20.00 |
DHARFIN Intrinsic Value vs Market Price — All Valuation Models
Dharani Finance fair value range ₹4–₹23 vs current market price ₹11.95 across 8 valuation models. See DHARFIN price book multiple to compare market price against book value per share.
DHARFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Dharani Finance median intrinsic value ₹14.40, current price ₹11.95 — Trading Below Calculated Value by 20.5%, margin of safety 17.0%.
What is the intrinsic value of DHARFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Dharani Finance (DHARFIN) is ₹14.40 (median value). With the current market price of ₹11.95, this represents a +20.5% variance from our estimated fair value.
The valuation range spans from ₹3.58 to ₹23.24, indicating ₹3.58 - ₹23.24.
Is DHARFIN undervalued or overvalued?
Based on our multi-method analysis, Dharani Finance (DHARFIN) appears to be trading below calculated value by approximately 20.5%.
DHARFIN Financial Health — Key Ratios vs Industry Benchmarks
Dharani Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.00 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 10.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 65.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
DHARFIN Cash Flow Quality — Operating & Free Cash Flow
Dharani Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |