Dharani Finance Intrinsic Value
DHARFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹16.80 | ₹13.44 - ₹20.16 | +42.6% | EPS: ₹1.40, Sector P/E: 12x |
| Book Value Method | asset | ₹16.00 | ₹14.40 - ₹17.60 | +35.8% | Book Value/Share: ₹20.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹4.00 | ₹3.60 - ₹4.40 | -66.0% | Revenue/Share: ₹4.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹8.30 | ₹7.47 - ₹9.13 | -29.5% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹22.40 | ₹20.16 - ₹24.64 | +90.2% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹12.04 | ₹10.84 - ₹13.24 | +2.2% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹20.00 | ₹18.00 - ₹22.00 | +69.8% | ROE: 10.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹25.10 | ₹22.59 - ₹27.61 | +113.1% | EPS: ₹1.40, BVPS: ₹20.00 |
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Valuation Comparison Chart
DHARFIN Intrinsic Value Analysis
What is the intrinsic value of DHARFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Dharani Finance (DHARFIN) is ₹16.80 (median value). With the current market price of ₹11.78, this represents a +42.6% variance from our estimated fair value.
The valuation range spans from ₹4.00 to ₹25.10, indicating ₹4.00 - ₹25.10.
Is DHARFIN undervalued or overvalued?
Based on our multi-method analysis, Dharani Finance (DHARFIN) appears to be trading below calculated value by approximately 42.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.00 | Industry Standard: <0.5 | Below 1.0 | Indicates financial leverage level |
| Return on Equity | 10.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 63.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Dharani Finance
Additional stock information and data for DHARFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2020 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |