TruCap Finance Intrinsic Value
TruCap Finance (TRU) median intrinsic value is ₹14.85 from 2 valuation models (range ₹12–₹15), vs current price ₹5.94 — +150.0% upside (Trading Below Calculated Value), margin of safety 60.0%. For current market price and key ratios, visit TRU share price.
TRU Valuation Methods Summary — DCF, Graham Number & P/E
TruCap Finance intrinsic value across 2 models vs current price ₹5.94 — upside/downside and value range per method. Browse TruCap Finance annual reports for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹14.85 | ₹13.37 - ₹16.34 | +150.0% | Book Value/Share: ₹70.43, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹11.88 | ₹10.69 - ₹13.07 | +100.0% | Revenue/Share: ₹43.48, P/S: 1.0x |
TRU Intrinsic Value vs Market Price — All Valuation Models
TruCap Finance fair value range ₹12–₹15 vs current market price ₹5.94 across 2 valuation models. Compare with TRU stock valuation models to assess whether the stock is under or overvalued.
TRU Intrinsic Value Analysis — Undervalued or Overvalued?
TruCap Finance median intrinsic value ₹14.85, current price ₹5.94 — Trading Below Calculated Value by 150.0%, margin of safety 60.0%.
What is the intrinsic value of TRU?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of TruCap Finance (TRU) is ₹14.85 (median value). With the current market price of ₹5.94, this represents a +150.0% variance from our estimated fair value.
The valuation range spans from ₹11.88 to ₹14.85, indicating ₹11.88 - ₹14.85.
Is TRU undervalued or overvalued?
Based on our multi-method analysis, TruCap Finance (TRU) appears to be trading below calculated value by approximately 150.0%.
TRU Financial Health — Key Ratios vs Industry Benchmarks
TruCap Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.39 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 4.31 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | -81.5% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -109.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
TRU Cash Flow Quality — Operating & Free Cash Flow
TruCap Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹212 Cr | ₹198 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-212 Cr | ₹-212 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-151 Cr | ₹-184 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-185 Cr | ₹-222 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-80 Cr | ₹-97 Cr | Negative Cash Flow | 3/10 |